Another insurance/morality thread

[amcdonald]

Hypothectical situation.
You are driving a beater and get rear-ended.
The driver who hit you doesn't want to get insurance involved.
Damage is cosmestic and not substantial.
Would you treat the situation differently if the person who hit you is wealthy?

 

[mwtgg]

Poor, wealthy, it don't matter to me.

 

I would fix the car, but not cosmetically.

 

[Kibbo]

If the person really looked too poor to be able to afford the damages, then they'd probably want to go through insurance. I always assume insurance unless the other party offers payment. If they are offering, then then can afford it.

 

[RU482]

why the fvck would you cosmetically fix a beater car.
<--waxed his POS Lesabre this weekend :roll:

 

[freebee]

Morality lacks the concept of indemnity. If someone hit my car, thats like someone raped my mother. It doesnt matter if they are rich or poor. I want payback.

 

[mwtgg]

I'm curious... Why demand money from a rich person, but not from a poor person?

If you can't afford the responsibilities of driving and what comes with it -- Don't drive.

 

[Anubis]

Yes
even more yes
No

 

[woowoo]

I have done it three times in my truck
Cash keeps me from getting a police report.....

 

[mwtgg]

Originally posted by: mwtgg
I'm curious... Why demand money from a rich person, but not from a poor person?

If you can't afford the responsibilities of driving and what comes with it -- Don't drive.

Well? Those three people who voted 'No' to the question about the poor man, care to respond?

 

[BatmanNate]

If there was no significant damage to my vehicle, I'd probably let it slide as long as the person was nice. If they were a dick, I'd probably press for new paint over a scratch. Poor or rich wouldn't make any difference to me, although if they couldn't afford it I'd be open to bartering or trading for services.

As to the moral obligation to fix, that's a novel idea. They've decreased the value of your property, so the money you are compensated is not a gain. It would be no more immoral to save it or use it for something else than to fix the damage, as it is after all your car and your money.

 

[DrPizza]

Originally posted by: amcdonald
Hypothectical situation.
You are driving a beater and get rear-ended.
The driver who hit you doesn't want to get insurance involved.
Damage is cosmestic and not substantial.
Would you treat the situation differently if the person who hit you is wealthy?

I thought it was illegal to NOT report a property damage accident.