Another ATPNer gets nailed by Obamacare

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elitejp

Golden Member
Jan 2, 2010
1,080
20
81
Yeah, Mike, how dare you want to spend your $$ on a boat.:colbert:
Ya the idea of spending money you earned on yourself or the way you like rather than having to give to those who make less money than you is a strange concept nowadays.

Heres my definition of fair. People of same ability and work ethics getting paid the same.

But i highly doubt more than one or two people on this board will understand that concept.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
Ya the idea of spending money you earned on yourself or the way you like rather than having to give to those who make less money than you is a strange concept nowadays.

Heres my definition of fair. People of same ability and work ethics getting paid the same.

But i highly doubt more than one or two people on this board will understand that concept.

Its not his money, it's the dem's money. He needs to stop pretending that it's his
 

boomerang

Lifer
Jun 19, 2000
18,883
641
126
Better question is how is the boat company going to make it? How will they insure their employees if middle class American can't afford boats anymore?
Do you think he gets it? This bigger picture stuff wrapped up in common sense is a real stretch for some of our leftie friends.
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
Oh, so your actual costs haven't necessarily gone up at all, but rather potential costs via the deductible, right? You won't necessarily pay $1000 more out of pocket, at all.

Thought you said you did- "Obamacare helped me out by raising my out-of-pocket by $1,000 " Huh.

Then you go on to explain how you're grandfathered & won't have to endure inflated costs as if you've already shown that inflated costs are real, when you haven't at all. What's the price of your plan vs a comparable plan through the exchange? Surely you know.

Dude, you are seriously mentally deficient. That's the problem with having your head that far up Obama's ass - lack of oxygen kills off brain cells. Do your remaining brain cell a favor and initiate withdrawal. It might not be as warm and cozy out here, but the scenery's nicer and the air smells better.

I won't try to explain further because you're incapable of understanding and everyone else already does.

You just won't explain further because doing so would reveal you as a propagandist. Revelation of additional facts would only make it more obvious.

What "everybody else", the usual cohort of ravers, understands is that they like hearing lies that reinforce the ones they already believe. You provide.

So the deductible on your HSA plan went up. If you plan on spending the whole thing, you're probably better off to just pay more every month for a low copay plan. Doing the math on the plans offered through my employer revealed that quite readily. You chose the gambler's option, and complain because the buy in is bigger, claim it as loss when it's not that at all. The cash difference between a $2700 deductible and a $3700 deductible doesn't exist if you spend $2700 or less. Yet you claim it costs you $1000/yr out of pocket.

Not to mention that you claim cost increases under the ACA w/o actually demonstrating that they exist in your situation. You simply re-assert the notion that such cost increases are real, playing on established belief among your raver cohort.

It's dishonest, but you apparently knew that before posting.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
You just won't explain further because doing so would reveal you as a propagandist. Revelation of additional facts would only make it more obvious.

What "everybody else", the usual cohort of ravers, understands is that they like hearing lies that reinforce the ones they already believe. You provide.

So the deductible on your HSA plan went up. If you plan on spending the whole thing, you're probably better off to just pay more every month for a low copay plan. Doing the math on the plans offered through my employer revealed that quite readily. You chose the gambler's option, and complain because the buy in is bigger, claim it as loss when it's not that at all. The cash difference between a $2700 deductible and a $3700 deductible doesn't exist if you spend $2700 or less. Yet you claim it costs you $1000/yr out of pocket.

Not to mention that you claim cost increases under the ACA w/o actually demonstrating that they exist in your situation. You simply re-assert the notion that such cost increases are real, playing on established belief among your raver cohort.

It's dishonest, but you apparently knew that before posting.

but if he likes his plan, can he keep his plan?
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
but if he likes his plan, can he keep his plan?

With the exception of the increased copay, which he likely won't spend anyway, he did, for an extra $5/mo. In his own words. His plan was apparently ACA compliant in other particulars.

I seriously doubt that the extra $1000 he has riding on that copay will inhibit him from buying a boat or going back to school, other than being a convenient sob story excuse for not doing so.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
With the exception of the increased copay, which he likely won't spend anyway, he did, for an extra $5/mo. In his own words. His plan was apparently ACA compliant in other particulars.

I seriously doubt that the extra $1000 he has riding on that copay will inhibit him from buying a boat or going back to school, other than being a convenient sob story excuse for not doing so.

Does he get to keep it next year too?
 

nehalem256

Lifer
Apr 13, 2012
15,669
8
0
With the exception of the increased copay, which he likely won't spend anyway, he did, for an extra $5/mo. In his own words. His plan was apparently ACA compliant in other particulars.

I seriously doubt that the extra $1000 he has riding on that copay will inhibit him from buying a boat or going back to school, other than being a convenient sob story excuse for not doing so.

So he can keep his plan unless he has to use his plan? In which case he gets hit with an extra $1000? :hmm:

Isn't this the exact argument that liberals usually make? About all the fakoinsurance plans people use to pay for that were cheap, if you didn't use it, but you would be super happy to have an ACA compliant plan if you actually did have to use it?:biggrin:
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
So he can keep his plan unless he has to use his plan? In which case he gets hit with an extra $1000? :hmm:

Isn't this the exact argument that liberals usually make? About all the fakoinsurance plans people use to pay for that were cheap, if you didn't use it, but you would be super happy to have an ACA compliant plan if you actually did have to use it?:biggrin:

He won't necessarily spend that $1000 at all if he uses his plan, but only if he exceeds $2700 out of pocket. Saying that he will is dishonest. Some will spend it, obviously, but how many & how much of it remains to be seen. It's a calculated risk on his part. Stay healthy & save money or lose money if you don't.
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
Does he get to keep it next year too?

Only if his carrier elects to offer it. They're not compelled to do so. Comparable coverage will be available on the exchanges w/ subsidies for some people, & may be available to him through different carriers as a small business group plan.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
Only if his carrier elects to offer it. They're not compelled to do so. Comparable coverage will be available on the exchanges w/ subsidies for some people, & may be available to him through different carriers as a small business group plan.

Will his carrier be able to offer it?
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
Will his carrier be able to offer it?

Oh, please. If his carrier can offer it for 2014 under ACA rules, then they can very likely do so for 2015, barring any rule changes in the meanwhile. It's entirely a business decision by his carrier.
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
Stop asking questions. In Amerika the questions ask you.

That's exactly what the OP said that I should do- stop asking questions that he doesn't want to answer. He's trying to score points, not speak the truth.
 

hans030390

Diamond Member
Feb 3, 2005
7,326
2
76
But whether we do or not, my lifestyle will be taking a major hit. I certainly won't be buying a boat this spring; Lord knows what else we'll have to cut out for me to go back to school.

My lifestyle will be taking a major hit.

I won't be able to buy a boat so I can go back to school.

Major lifestyle hit = not being able to get a boat so I can afford school.

Go fuck yourself and consider how lucky you truly are compared to many others. You just sound like one of the entitled assholes you all complain about, but worse because you're actually able to think about getting yourself a boat.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
My lifestyle will be taking a major hit.

I won't be able to buy a boat so I can go back to school.

Major lifestyle hit = not being able to get a boat so I can afford school.

Go fuck yourself and consider how lucky you truly are compared to many others. You just sound like one of the entitled assholes you all complain about, but worse because you're actually able to think about getting yourself a boat.

So he's an asshole for being able to afford a boat? But he shouldn't be able to buy the boat, he should have to pay for other people's health insurance. Even if those people don't want health insurance?
 

MooseNSquirrel

Platinum Member
Feb 26, 2009
2,587
318
126
So he's an asshole for being able to afford a boat? But he shouldn't be able to buy the boat, he should have to pay for other people's health insurance. Even if those people don't want health insurance?

Under the old system employer sponsored health plans were tax deductible.

Someone somewhere has to pay for that lost revenue. Probably a large group of people who don't know you.

lol my humongous hospital system just did the same thing to us. Except I know who to blame for the huge shift in percentage responsibility being placed back onto our employees and he's not not half white half black dude.

Amen brother. My health plan has changed every year since the 90's and costs have gone up as well.

Surely I can blame the ACA in some way for this...
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
Under the old system employer sponsored health plans were tax deductible.

Someone somewhere has to pay for that lost revenue. Probably a large group of people who don't know you.



Amen brother. My health plan has changed every year since the 90's and costs have gone up as well.

Surely I can blame the ACA in some way for this...

So are you saying the ACA isn't making rates go up?
 

boomerang

Lifer
Jun 19, 2000
18,883
641
126
My lifestyle will be taking a major hit.

I won't be able to buy a boat so I can go back to school.

Major lifestyle hit = not being able to get a boat so I can afford school.

Go fuck yourself and consider how lucky you truly are compared to many others. You just sound like one of the entitled assholes you all complain about, but worse because you're actually able to think about getting yourself a boat.
His point? It whooshed right over the top of your pointy head.
 

boomerang

Lifer
Jun 19, 2000
18,883
641
126
Amen brother. My health plan has changed every year since the 90's and costs have gone up as well.

Surely I can blame the ACA in some way for this...
So you've already forgotten that your costs were supposed to be reduced by $2500. Was that due to denial or just forgetfulness?

"I will sign a universal health care bill into law by the end of my first term as president that will cover every American and cut the cost of a typical family's premium by up to $2,500 a year."
 

Jhhnn

IN MEMORIAM
Nov 11, 1999
62,365
14,686
136
So he's an asshole for being able to afford a boat? But he shouldn't be able to buy the boat, he should have to pay for other people's health insurance. Even if those people don't want health insurance?

No. He's an asshole for playing the pity game, claiming that the $1000 he might have to spend on healthcare will stop him from buying a boat or going back to school.

It's carefully layered emotionally attractive bullshit propaganda. He lays out carefully selected assertions as truth, depending on the fact that you already believe in some of the lies he's telling. It's just tossing out chunks of red meat to the believers, something to keep them riled up & eager for more.
 

rudeguy

Lifer
Dec 27, 2001
47,351
14
61
No. He's an asshole for playing the pity game, claiming that the $1000 he might have to spend on healthcare will stop him from buying a boat or going back to school.

It's carefully layered emotionally attractive bullshit propaganda. He lays out carefully selected assertions as truth, depending on the fact that you already believe in some of the lies he's telling. It's just tossing out chunks of red meat to the believers, something to keep them riled up & eager for more.

Do you think the ACA is part of Obama's plan to "bridge the income gap"?