Memtest86 reports my memory as OK after running all tests (0 errors)... by the way I even noticed my memory bandwidth seems low (336 MB/s) - however it's running at AGP clock since my mobo doesn't support running memory at FSB frequency when it's set over 100 MHz. So then the CPU is the culprit for the stability issue... the chipset does run well at 112 on lower CPU clocks, tested it with the CPU at 392 and it ran A-OK. I'm still thinking whether or not I should set the CPU voltage over to 2.5 V, I'm kinda afraid of frying the chip...