Amex PWNED me

[amol]

Originally posted by: Mo0o
Looks like you're practicing fiscal responsibility. And heres a tip, use online banking noob

Would he know how? He doesn't even know WHO PWNED WHOM!

 

[DMT]

Originally posted by: Amol
Yeah, I thought you got $10000 for Chinese New Year :roll:

Nice to see you're spending it wisely

Um it was $5k. Sorry.

 

[Mo0o]

WHy dont you use online banking and set up an auto payment

 

[dionx]

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

 

[Baked]

Originally posted by: Mo0o
WHy dont you use online banking and set up an auto payment

Because that would be too easy and too smart a thing to do for someone so rich.

 

[DMT]

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I dont have a charge card.

 

[imthebadguy]

1. The statement is available online, 2. Its only $55, 3. What do your parents have do do with this?

 

[imthebadguy]

Originally posted by: Jeff7181
Why is it hard to believe that a 20 year old has a $2000 balance? I'm 23 and jobless and I have a $4000 balance... of course I have 0% APR and somehow manage to pay the minimum payment every month. 😀 A job will come soon though so I'm not worried... especially with 0% APR for 11 more months. 😉

ha im 19, have no job and have charge and pay for $1500ish every month on my amex, its not hard to believe

 

[kyparrish]

This thread is just your attempt at trying to impress us with your large e-penis.

Now that you've been psycho-analyzed, please stop posting.

 

[crypticlogin]

Originally posted by: DMT
I'm privvy to some of the most sensitive financial information in the world...

I work in the financial information processing industry.

I am frequently exposed to vast quantities of client financial information which if used properly would result in plenty of securites industry violations.

yet...

I lost the goddamn statement and I'm now 31 days overdue and I've got $55 in late/finance charges.

Oh, the irony.

 

[dionx]

Originally posted by: DMT

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I dont have a charge card.

no, but the guy skoorb was quoting probably did.

 

[amol]

Originally posted by: DMT

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I dont have a charge card.

YOU YOU YOU!! EVERYTHING HAS TO BE ABOUT YOU!! :roll:

 

[vtqanh]

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I think the only exceptions are travel related expenses. They automatically put them under flexible spending

 

[DMT]

Originally posted by: Amol

Originally posted by: DMT

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I dont have a charge card.

YOU YOU YOU!! EVERYTHING HAS TO BE ABOUT YOU!! :roll:

What the hell's your problem?

 

[Boze]

Originally posted by: DMTUm, where do I start first.

A: Not a terminal liar. I work with some of the most sensitive information in the country. How would I get that job if I was a hyperactive liar?

You work with some of the most sensitive information in the country, huh? The later in another post you say its financial information... that's not exactly 'sensitive' information since most creditors can access the same information about a person that you're alluding to knowing or should I say... being 'privvy' to. I'm willing to bet that I'm not the only person here at AnandTech Forums who is in the military and holds a secret or higher clearance... Your 'most sensitive information in the country' boils down to not too difficult to access to be perfectly honestly. Let's not overstate our importance okay? I doubt your background investigation lasted longer than a month, if they even bothered to do one on you...

Originally posted by: DMTC: We dont HAVE a basement. I live in the garage.

That's definitely want I want to hear from someone who has access to 'some of the most sensitive information in the country'. I can damn sure sleep more soundly tonight...

 

[Zugzwang152]

Originally posted by: Boze

Originally posted by: DMTUm, where do I start first.

A: Not a terminal liar. I work with some of the most sensitive information in the country. How would I get that job if I was a hyperactive liar?

You work with some of the most sensitive information in the country, huh? The later in another post you say its financial information... that's not exactly 'sensitive' information since most creditors can access the same information about a person that you're alluding to knowing or should I say... being 'privvy' to. I'm willing to bet that I'm not the only person here at AnandTech Forums who is in the military and holds a secret or higher clearance... Your 'most sensitive information in the country' boils down to not too difficult to access to be perfectly honestly. Let's not overstate our importance okay? I doubt your background investigation lasted longer than a month, if they even bothered to do one on you...

Originally posted by: DMTC: We dont HAVE a basement. I live in the garage.

That's definitely want I want to hear from someone who has access to 'some of the most sensitive information in the country'. I can damn sure sleep more soundly tonight...

Please, follow your own fscking advice before you tell other people what to do :roll:

 

[DMT]

Originally posted by: Boze

Originally posted by: DMTUm, where do I start first.

A: Not a terminal liar. I work with some of the most sensitive information in the country. How would I get that job if I was a hyperactive liar?

You work with some of the most sensitive information in the country, huh? The later in another post you say its financial information... that's not exactly 'sensitive' information since most creditors can access the same information about a person that you're alluding to knowing or should I say... being 'privvy' to. I'm willing to bet that I'm not the only person here at AnandTech Forums who is in the military and holds a secret or higher clearance... Your 'most sensitive information in the country' boils down to not too difficult to access to be perfectly honestly. Let's not overstate our importance okay? I doubt your background investigation lasted longer than a month, if they even bothered to do one on you...

Originally posted by: DMTC: We dont HAVE a basement. I live in the garage.

That's definitely want I want to hear from someone who has access to 'some of the most sensitive information in the country'. I can damn sure sleep more soundly tonight...

Hint: Its not creditors. Its global financial information. I dont think I'm allowed to discuss more than that.

I also work with personal credit scores and statistical models for millions of americans.

 

[jadinolf]

Originally posted by: Lonyo
You're 20, with a $2000 credit card bill, and you're worried about your mother finding out?
Trousers?

That confused me too until I realized that it was ATOT.

 

[HonkeyDonk]

but, it's only $55! Why would that get your mom pissed off any? I mean if she was mad that you spent $2000, then what's another $55?

 

[ShowdOWN]

at least you spent it well.

 

[amol]

Originally posted by: DMT

Originally posted by: Amol

Originally posted by: DMT

Originally posted by: dionx

Originally posted by: Skoorb
Pathetic. I've always wondered who are these people who _forget_ to pay their credit card bills, and I guess you're "that guy" 😉

I received a statement for about $11,000 . . . I had already sold all the computers on ebay- so I had plenty of money in my bank account, but just under $11,000. So I paid off about $10,500 of it . . . and figured that I would only be charged interest on the remaining $500 . . . WRONG. Important lesson y'all: if you don't pay off your credit card in full, down to the last penny- you'll be charged interest for the full amount. So the next month's bill, I received my statement, with an interest charge for $450!

Your interest rate on the card was around 50%?

for amex charge cards, the balance is due in full each month and not allowed to carry a balance with few exceptions. if you don't pay in full, there is a heavy penalty, i forgot the exact terms of it.

I dont have a charge card.

YOU YOU YOU!! EVERYTHING HAS TO BE ABOUT YOU!! :roll:

What the hell's your problem?

WhyTF are you saying "I don't have a charge card" in a conversation that has nothing to do about you?

(Thread = about you, but there can be many conversations in a thread)

 

[rahvin]

Originally posted by: pyonir
Since when can someone under 21 own handguns? 😕

I've owned a hunting rifle since the day I was able to hunt (14 if I remember correctly). Although I couldn't go down and buy them myself at 14 it's certaintly legal in my state to own them at that age.

 

[Pliablemoose]

Originally posted by: DMT

Originally posted by: illustri

Originally posted by: DMT
What would you like me to prove? I'm privvy to some of the most sensitive financial information in the world and I don't have to prove it to you.

I've got a huge gun collection and I'll go toe to toe to anyone who wants to challenge that.

ok, now im morbidly curious - what are you "priwy" to?

I cant disclose specifics due to my Non-Disclosure agreement but I work in the financial information processing industry.

Shens:

Handgun Purchase Permit Requirements

Applicant must:

* be a citizen, a naturalized citizen or a resident alien;
* be twenty-one (21) years of age;
* have attained at least one month's residency in Mecklenburg County;
* provide a valid driver's license or other picture ID provided by the state of North Carolina.

link

2nd link

Amex has internet billing & freaking awesome phone support, someone with your experience with security/finances would be able to handle online billing statements.

Perhaps the OP could change the title of the thread to:

"I owned me on an internet forum pretending to be a grown up."

 

[DMT]

Originally posted by: Pliablemoose

Originally posted by: DMT

Originally posted by: illustri

Originally posted by: DMT
What would you like me to prove? I'm privvy to some of the most sensitive financial information in the world and I don't have to prove it to you.

I've got a huge gun collection and I'll go toe to toe to anyone who wants to challenge that.

ok, now im morbidly curious - what are you "priwy" to?

I cant disclose specifics due to my Non-Disclosure agreement but I work in the financial information processing industry.

Shens:

Handgun Purchase Permit Requirements

Applicant must:

* be a citizen, a naturalized citizen or a resident alien;
* be twenty-one (21) years of age;
* have attained at least one month's residency in Mecklenburg County;
* provide a valid driver's license or other picture ID provided by the state of North Carolina.

link

2nd link

Amex has internet billing & freaking awesome phone support, someone with your experience with security/finances would be able to handle online billing statements.

Perhaps the OP could change the title of the thread to:

"I owned me on an internet forum pretending to be a grown up."

Who said I lived in North Carolina?

 

[amol]

Originally posted by: DMT

Originally posted by: Pliablemoose

Originally posted by: DMT

Originally posted by: illustri

Originally posted by: DMT
What would you like me to prove? I'm privvy to some of the most sensitive financial information in the world and I don't have to prove it to you.

I've got a huge gun collection and I'll go toe to toe to anyone who wants to challenge that.

ok, now im morbidly curious - what are you "priwy" to?

I cant disclose specifics due to my Non-Disclosure agreement but I work in the financial information processing industry.

Shens:

Handgun Purchase Permit Requirements

Applicant must:

* be a citizen, a naturalized citizen or a resident alien;
* be twenty-one (21) years of age;
* have attained at least one month's residency in Mecklenburg County;
* provide a valid driver's license or other picture ID provided by the state of North Carolina.

link

2nd link

Amex has internet billing & freaking awesome phone support, someone with your experience with security/finances would be able to handle online billing statements.

Perhaps the OP could change the title of the thread to:

"I owned me on an internet forum pretending to be a grown up."

Who said I lived in North Carolina?

Your profile

and if you don't live in NC, that just makes you EVEN MORE of a liar