-
We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.
Alright credit experts, is 3 credit cards too many for me?
Page 2 - Seeking answers? Join the AnandTech community: where nearly half-a-million members share solutions and discuss the latest tech.
3 is not bad, Hell I'm addicted to credit cards. I have about 15 seriously all visa,MC,Discover None of those retail crap cards there interest rates SUCK. All my cards are either Platinum or Gold and one is a titanium (just a name MBNA made up) that card has a $35,000 limit. Most of my cards are $15,000 thru $25,000 limits.
And for those of you who say ohhh thats bad have that much cards and revolving credit it will lower you fico, Well I just bought a new car and my credit was run through all 3 agencys and the lowest score was 710 the highest was 740 and the other was like 720 or something like that.
I just like having the limits I do, I work hard to keep my credit clean, In fact I only use ONE card ever, none of my cards have annual fees, (Well one does) and they all have interest rates about 9.9% some have 6.9% one has 3.9%
I like being able to walk in a store knowing I could buy anything in it 🙂
I have at least $300,000 available credit, But I have alot of self-control, Yes once in awhile I'll make a big purchase but I pay it off before I go wild again.
FYI I'm 31 and my credit report goes back since I was 18, I also have 2 car loans paid off and a couple of other loans paid off. And I know my credit score would go up by like 30 points if I closed some of the accounts but like I said I like the feeling knowing I could buy anything (Well most anything). Also all that matters is that your credit report is over 700 that score is considered top notch credit.
And for those of you who say ohhh thats bad have that much cards and revolving credit it will lower you fico, Well I just bought a new car and my credit was run through all 3 agencys and the lowest score was 710 the highest was 740 and the other was like 720 or something like that.
I just like having the limits I do, I work hard to keep my credit clean, In fact I only use ONE card ever, none of my cards have annual fees, (Well one does) and they all have interest rates about 9.9% some have 6.9% one has 3.9%
I like being able to walk in a store knowing I could buy anything in it 🙂
I have at least $300,000 available credit, But I have alot of self-control, Yes once in awhile I'll make a big purchase but I pay it off before I go wild again.
FYI I'm 31 and my credit report goes back since I was 18, I also have 2 car loans paid off and a couple of other loans paid off. And I know my credit score would go up by like 30 points if I closed some of the accounts but like I said I like the feeling knowing I could buy anything (Well most anything). Also all that matters is that your credit report is over 700 that score is considered top notch credit.
TRENDING THREADS
-
Discussion Zen 5 Speculation (EPYC Turin and Strix Point/Granite Ridge - Ryzen 9000)- Started by DisEnchantment
- Replies: 25K
-
Discussion Intel Meteor, Arrow, Lunar & Panther Lakes + WCL Discussion Threads
- Started by Tigerick
- Replies: 25K
-
Discussion Intel current and future Lakes & Rapids thread- Started by TheF34RChannel
- Replies: 24K
-
-
