All done.

[simms]

 

[MikeMike]

you have any savings????

buy a Chevy Prizm, and it will last forever. can find 02's for 7k (usd). and less as you get older...

biggish investment, but gets you out of .28 per km. you are almost paying 1080 for use of the car during the summer assuming NO extra mileage, and 5 days a week, 4 weeks a month, 4 months.

 

[squirrel dog]

Suck it up.

 

[Ornery]

Is my only choice to take this huge increase?

He shouldn't have had to even ask for the money, you parasite!

 

[notfred]

It costs me about:
gas $120
insurance $90
payment $150

$360/month to drive around in my own car, not including maintenence. You're getting a deal.

 

[FoBoT]

Originally posted by: simms


Opinions?

i recommend buying your own car

 

[HN]

i bet the free heat and lighting must be nice, though, huh?

 

[PlatinumGold]

doesn't sound too high to me. it's probably a bit higher than his cost, but not outrageous.

 

[JDrake]

Lots of good ideas so far! Too many to quote
new car.. deal with it.. etc

 

[Kenazo]

Want your kids to move out? Stop cooking with cheese!

 

[simms]

Originally posted by: MIKEMIKE
you have any savings????

buy a Chevy Prizm, and it will last forever. can find 02's for 7k (usd). and less as you get older...

biggish investment, but gets you out of .28 per km. you are almost paying 1080 for use of the car during the summer assuming NO extra mileage, and 5 days a week, 4 weeks a month, 4 months.

Thanks for the response among the other idiotic comments.

7K seems a bit steep considering I would only use the car daily in the summer, and then only on the weekends during the school year. Work during the school year is a bit tougher though, it would work out to be $20 every day for work, where I would make maybe $48 in a 4 hour shift (thereby cutting my 12/hr job into a $7/hr job.)

 

[pontifex]

wtf dude, buy your own car. get used car. you don't have to go all out on the insurance, just get basic stuff. won't be that expensive on an old beater type car.

how do you get to be 21 without a car of your own? even a beater car. i got my car when i was about 16. used my savings from lawn mowing and sh!t like that. it was my parents' old car and they gave it to me for less than what it was worth, but still, i would have gone out and got a used car anyway.

 

[simms]

Originally posted by: Kenazo
Want your kids to move out? Stop cooking with cheese!

LOL I've heard this ad too.

First year I was at rez, second year I moved out. Third year I'm at home. What's the problem?

 

[Ornery]

1. Hah! You certainly know the value of a dollar... when it's coming out of YOUR pocket!

 

[simms]

Originally posted by: pontifex
wtf dude, buy your own car. get used car. you don't have to go all out on the insurance, just get basic stuff. won't be that expensive on an old beater type car.

How do you figure? I'm an occassional driver under the insurance. During the school year, I use the car about 4% of the time.

If I OWN the car, wouldn't I have to get primary driver insurance (thereby being more expensive?)

 

[altonb1]

Originally posted by: simms
All figures in CDN.

Here's the deal: 21, 3rd year of university. Got a good job paying $3.5k/month for 4 months in the summer. Otherwise during the other 8 months, I make maybe about $400/month. Savings are about $4K.

My dad has been pretty anal about the gas lately and is now charging $.28 per Km ($.45/mile) that I use the car. This would include insurance, maintenance, and gas, so flat rate. Seems a bit high, but it's his car, so I have to go by his rules.

Work is about 15 miles away, so 30 miles a day. That equals about $210 a month, and that's even counting trips to Toronto, or camping outings, what have you. Insurance on the 1997 Toyota Corolla is $1600 a year for my dad, my mom and me. Without me, it drops to around $850.

Is my only choice to take this huge increase? Aside from the summers, I would drive maybe 100 miles a month. I don't think it's worth it to buy a used car and fork over HUGE for insurance.

Opinions?

edit: I'm still in school. For Christ sakes, not everyone is finished school yet. Rent/food is free until I'm done school, once I'm done they'll start charging.

College or not, cut the damn umbilical and get out on your own. I moved out at 19 and except for about 4 months when I moved back at age 20, I have lived on my own ever since.

I don't get people today. I moved out because I wanted to be on my own. My mom was surprised I was moving. I had very few restrictions while I was there, so I didn't have any reason to move except for PRIDE and SELF RESPECT.

Take your savings, put it towards a small apt, get a better job and take the bus to work. If you need help, I'm sure your parents will help you. If nothing else, they'd be glad to help because you are at least making an effort.

In other words, grow up.

EDIT: For clarification purposes, I'm 34 and married.

 

[simms]

Originally posted by: Ornery

1. Hah! You certainly know the value of a dollar... when it's coming out of YOUR pocket!

Are you just going to sit there contributing trash or actually say something worthwhile? Either offer alternatives or STFU.

I know where you stand regarding me staying at home, so do you have anything else?

 

[pontifex]

Originally posted by: simms

Originally posted by: pontifex
wtf dude, buy your own car. get used car. you don't have to go all out on the insurance, just get basic stuff. won't be that expensive on an old beater type car.

How do you figure? I'm an occassional driver under the insurance. During the school year, I use the car about 4% of the time.

If I OWN the car, wouldn't I have to get primary driver insurance (thereby being more expensive?)

then stop bitching about your dad making you pay for using HIS car.
learn to take the bus or something then.

 

[Kenazo]

Originally posted by: Kenazo
Want your kids to move out? Stop cooking with cheese!

Just teasing.

but realistically, $0.28/km isn't too bad at all, if you're not having to pay fuel on top of that.

With gas at the prices it's at, that's almost $0.10/km right off the bat. Average your insurance, R&M and depreciation over the rest and $0.28 isn't that outrageous.

 

[Ornery]

1. Slow learner, eh? I'd suggest not only paying what you owe, but more!

 

[simms]

Originally posted by: altonb1

Originally posted by: simms
All figures in CDN.

Here's the deal: 21, 3rd year of university. Got a good job paying $3.5k/month for 4 months in the summer. Otherwise during the other 8 months, I make maybe about $400/month. Savings are about $4K.

My dad has been pretty anal about the gas lately and is now charging $.28 per Km ($.45/mile) that I use the car. This would include insurance, maintenance, and gas, so flat rate. Seems a bit high, but it's his car, so I have to go by his rules.

Work is about 15 miles away, so 30 miles a day. That equals about $210 a month, and that's even counting trips to Toronto, or camping outings, what have you. Insurance on the 1997 Toyota Corolla is $1600 a year for my dad, my mom and me. Without me, it drops to around $850.

Is my only choice to take this huge increase? Aside from the summers, I would drive maybe 100 miles a month. I don't think it's worth it to buy a used car and fork over HUGE for insurance.

Opinions?

edit: I'm still in school. For Christ sakes, not everyone is finished school yet. Rent/food is free until I'm done school, once I'm done they'll start charging.

College or not, cut the damn umbilical and get out on your own. I moved out at 19 and except for about 4 months when I moved back at age 20, I have lived on my own ever since.

I don't get people today. I moved out because I wanted to be on my own. My mom was surprised I was moving. I had very few restrictions while I was there, so I didn't have any reason to move except for PRIDE and SELF RESPECT.

Take your savings, put it towards a small apt, get a better job and take the bus to work. If you need help, I'm sure your parents will help you. If nothing else, they'd be glad to help because you are at least making an effort.

In other words, grow up.

Jesus. Christ. Maybe you people don't get the idea that my parents don't mind me staying at home. They would rather me save up the money or contribute to the family savings rather than give it to some landlord.

They'd rather me focus on my GPA right now, and land a good job and future. Life your life the way you want to, but don't impose on other people.

All I'm asking right now is about the car situation.

 

[SampSon]

A parent charging their student per km(mile) to use the car is a little weird.
When I first started driving I paid for my share of the insurance and whatever gas I used, then I would fill up the tank for them whenever I had the chance.

 

[randal]

I pay ...

$219 truck payment
$113 insurance
$ 90 gas
------
$422/mo to drive my truck around. It is a 2003 Ford F150. Sounds to me like you're getting a deal.

That's what, $922948 CDN ?


edit - I don't care if you're in school, move out ASAP. I have multiple acquantainces and one employee who are all Late-Nesters (folks who lived at home all through college, until they got their first job, and then went bought a house) and EVERY SINGLE ONE OF THEM has stunted social skills, little sense of responsibility and low self-confidence.

Moving out of your parents house is the single best thing a young person can do for themselves. Everyone plays the "It's so I can save money!" card, but that is a total bull**** argument. Grow up, move out, learn to love macaroni and ramen, tough it out, and then come out on top. Nothing else compares. Period.

 

[simms]

Originally posted by: Kenazo

Originally posted by: Kenazo
Want your kids to move out? Stop cooking with cheese!

Just teasing.

but realistically, $0.28/km isn't too bad at all, if you're not having to pay fuel on top of that.

With gas at the prices it's at, that's almost $0.10/km right off the bat. Average your insurance, R&M and depreciation over the rest and $0.28 isn't that outrageous.

Thanks, I'll try it for a few months and see where it goes.

Ornery, for an elite member, you can be quite an asshole. I'm done, thanks.

 

[FoBoT]

Originally posted by: SampSon
A parent charging their student per km(mile) to use the car is a little weird.

you call it weird, i call it a "hint"