After all of your bills, how much money do you have left every month?

[Scouzer]

Let's count bills as including the amount automatically stuffed into savings, etc.

Basically the amount you have that is not earmarked for anything except for buying crap.

EDIT: Was wrong on some calculations. I'm at $580/mo.

 

[sygyzy]

Do you count paying off CC bills?

 

[I Saw OJ]

Not enough.

 

[KarenMarie]

Originally posted by: sygyzy
Do you count paying off CC bills?

That was my question....

my house was paid cash. all our vehicles were paid for cash.

but i have monthly: phone, gas & elect, direcTV and a credit card bill, in addition to food, petrol and spending cash.

the credit card is a whopper though.

 

[giantpinkbunnyhead]

I wont give a dollar amount, but I'll just say that I've got enough left in the end that I never have to worry if I can afford *insert object of desire here*. Obviously this excludes things like Ferraris and houses and stuff.

 

[sygyzy]

If you don't count CC bills, which like KarenMarie is a "whopper" then the answer is alot.

 

[Aikouka]

Let's just say I had a lot before I bought my new car :laugh:.

 

[S Freud]

none.

And I'm not joking, actually I usually owe.

<----- in college.

 

[gooseman]

Not nearly enough!!

 

[kedlav]

after rent, electric, and cable, ~$1150. Factoring in gas, cell phone, car/health insurance, food, etc. it comes down significantly to ~$450

 

[markgm]

~$700. I might lower that amount by putting away $400 a month for a future car in 3 years, but I'll wait and see.

 

[j00fek]

~500

 

[pontifex]

well i have about $800-900 left after bills (not including credit card). I pay off as much as I can each month for that. sometimes its $200 or like this month, i paid off $1140.

that also doesn't include gas and food.

after gas and food its down to about $500-600 a month

 

[FoBoT]

$0.42

 

[Pocatello]

Around $500, after all the bills, rent, and food. I guess I will never be rich.

 

[RelaxTheMind]

depending on how much i splurge around $1900

 

[K1052]

500-800ish I guess after everything (including retirement investments and reserve cash savings)

 

[Mardeth]

How can you not include CCs? Delayed payment is all it is...

 

[JRock]

Originally posted by: I Saw OJ
Not enough.

 

[DaShen]

Enough. I put quite a bit into retirement.

 

[SirChadwick]

$720

 

[mrrman]

not a whole heck of alot

 

[RichUK]

I?ve recently had my annual appraisal which I received a £6k increase in my salary, so I?m ok.

 

[dullard]

<- Dullard mastered the art of being happy while spending very little money. Sensible vehicle, sturdy/nice/reasonable house, etc. No wasteful spending or expensive habits.

If I go barebones through the month (no eating out, no entertainment costs, no excessive spending, etc), I have ~$2100/month extra. That is after the mortgage, all bills, all CCs paid in full, etc.

I typically spend $500 of that extra on eating out, dancing, buying stuff for my home improvement hobby, etc. The rest I invest (above and beyond what is automatically removed from my paycheck) and/or dump into my mortgage principal because I don't like debt.

If I keep up the pace, I'll have a good reliable car and a house that is worth more than the average house in town paid off completely, no more student loans, and enough money in retirement accounts to be happy when I'm 36.5 years old. Then I'm going to splurge all of that extra money (heck by then, it'll be ~$3500/month after raises and no more mortgage). Only 6 more frugal years to go.

 

[meltdown75]

Originally posted by: mrrman
not a whole heck of alot

same here. if I REALLY cut back, I might have a couple hundred left.

Looking forward to being debt-free, except for the mortgage of course - that's too far off to even think about enjoying.

It will be so nice to be able to save up for trips and toys. Wow. Only a couple years left!