I started with an Olympus 340R which seems to have become something of a "standard" in the no-zoom arena and after taking something like 1000 pictures with it in the year and a half I owned it, picked up a D-460Z. Both take surprisingly good snaps and I haven't used a film camera for almost a year. I'd say that the ability to discard unwanted shots, no processing costs and a one-time cost for media has offset the purchase costs to a point that the digital camera is almost free. About 20 rolls of film purchased and processed pretty much equals the cost of a moderate digital camera.
I regularly enlarge to 8 X10 or do a full-page print of a segment of a shot and the quality, even in the mid quality setting, continues to impress me.
Immediatel access to pictures - excellent!
Inexpensive Processing - absolutely - about $0.15 per full page print on el-cheapo photo quality paper
Digital Camera Breakdown -
Digital Zoom Camera or good non-zoom camera - $200.00
Media/Memory costs - 64MB Smartmedia for about $36.00 - one time purchase, plus 8MB included with the camera (figure 20% of price per year) - $7.20/year
Batteries - 2 sets of 4- NiMh AA's and charger for about $30.00 -or- about 6.00/year
1 - Color Inkjet Cartridge (will certainly print the 75 "keepers" in 8X10 or a whole lot of 3x5's. - 32.00
4 pkg's of "generic" photo qual. paper - $10.00
USB media Reader - $20.00 - 4.00/year
First year cost (one-time items included in first year) - $328.00
Second and additional year cost (accessories paid in first year) - $42.00
First year cost (one time items amortized over 5 yrs) - $259.20
Second and additional year cost (accessories amortized over 5 yrs)- $59.20
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Compare that to a similar 35MM pocket zoom :
Camera - 200.00
20 rolls of 36 exp film @ $3.00/roll - $ 60.00
20 rolls of Processing @ $6.00 - $120.00
Gas to take in and pick-up film - $ 20.00
Camera Battery - $ 5.00
Of 720 pictures that were taken , figure about 10% are keepers... the rest just sorta get thrown into the "picture box" and never see the light of day again.
Total cost for about 75 35MM "keeper" photos, including camera - $405.00 the first year, $205 per year after that. If you decide to scan and enlarge your keepers at home with your system, add $42.00/yr for ink and paper.
Digital Worth it? Absolutely!