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AD&D Insurance

pontifex

pontifex

Lifer
Accidental Death & Dismemberment insurance

The new company will pay to have 1x coverage which is the amount of 1 year's salary.
If I want more coverage, I will have to pay the difference.

Do you think it's worth it to have more coverage or not?
 
Most AD&D is a ripoff unless your company gives it to you. They have so many exclusions, it's not even funny.

Your family's expenses should be covered by SS and whatever life insurance you have (should be several times your yearly salary).

 
Damn I was almost fooled. I thought you might be complaining about the new ruleset coming out...
:thumbsup: on summary!
 
Like others have said, the likelihood of payout is quite low. As a result, the price is usually very low as well.

Certainly nothing to sweat over. If you like it, take it. If not, no worries.
 
If price is low, take it. If it is a pre-tax deduction, the amount deducted from your check will be minimal. Life insurance is the better buy, though.
 
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