Update: (original post below)
Photos are now available here: Image gallery
It's funny.. looking at these photos the damage doesn't look anywhere near as bad as I remember it being. Maybe I was exxagerating due to just having been in an accident, etc.. however I'm sure it's still gonna be expensive as hell to fix. :frown:
Because my groceries had sat in the car for 4-5 days I had to throw everything in the garbage, and now the trunk has to get shampooed. The insurance won't cover that either.. hey, I consider that part of the damages.. no? But I gotta cover it out of my own pocket...
Well, after talking with the insurance, they agree that I couldn't have seen the guy coming and that it wasn't reasonable for me to slam on the brakes when the green light stopped flashing (Imagine if there were no such things as yellow lights.. that the only time you had was 1 second between your light turning red and the other turning green. Well, I only had one second when my light went from flashing green to green and the other went from red to green). This is the same reason that the police did not issue me a citation.
However... even under these circumstances... the insurance basically said that it's up to the city to make the lights safer, and that because I was the one that was turning, I am still at fault. So there's my first at-fault accident on my record.. and a $500 deductible to pay.. and most likely much higher rates 🙁
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I got in an accident today with my new Mazda Protege that I only had for 2 months 🙁
The police came and said that there was nobody at fault, but they didn't write a report or anything, and I'm wondering what the insurance is going to think. At 21 an at-fault accident is going to be costly 🙁
Here's what happened:
I was driving north on a boulevard with 3 lanes on each side, and I was approaching an intersection with a flashing green light. I moved into the left turn lane to make a left turn. On the other side of the intersection were cars waiting in the left and middle lanes, but nobody in the right lane. The green light stopped flashing but I was still coming in and would nearly have to slam on the brakes to stop. The cars on the other side of the intersection were still stopped so I began turning left.
I was nearly through the intersection when this van came sailing through the right lane and hit the back passenger side door of my car. I spun around off the side of the intersection. The driver says the light turned green as he moved into the right lane so he kept on driving. He didn't see me because of the cars that were stopped, and I didn't see him because of the same reasons. Damage to my car looks around $3000 - $4000, with the door pushed in nearly a foot, and the rear panel pushed in as well as damage to the trunk 🙁
Now, we called the police and we explained to them what happened, and they told us that there was no fault because there was no way I could have seen him, and he had a green light and didn't see me either. However.. I'm worried about my insurance, because they were like "oh, you didn't yield when making a left turn", when from my vantage point the traffic was stopped and I was in the clear. What do you guys think? Insurance is already high enough for me as it is.. this would be my first at-fault accident if the insurance ends up determining it that way 🙁
edit:
Not the best pic, but in this pic you can see the light I'm talking about up ahead. I was coming from the curve and driving toward the camera, trying to turn left at that light. The van was driving in the right lane toward the curve, with cars stopped in the middle and left lanes. As you can see there are parked cars in the right lane.
Pic
Photos are now available here: Image gallery
It's funny.. looking at these photos the damage doesn't look anywhere near as bad as I remember it being. Maybe I was exxagerating due to just having been in an accident, etc.. however I'm sure it's still gonna be expensive as hell to fix. :frown:
Because my groceries had sat in the car for 4-5 days I had to throw everything in the garbage, and now the trunk has to get shampooed. The insurance won't cover that either.. hey, I consider that part of the damages.. no? But I gotta cover it out of my own pocket...
Well, after talking with the insurance, they agree that I couldn't have seen the guy coming and that it wasn't reasonable for me to slam on the brakes when the green light stopped flashing (Imagine if there were no such things as yellow lights.. that the only time you had was 1 second between your light turning red and the other turning green. Well, I only had one second when my light went from flashing green to green and the other went from red to green). This is the same reason that the police did not issue me a citation.
However... even under these circumstances... the insurance basically said that it's up to the city to make the lights safer, and that because I was the one that was turning, I am still at fault. So there's my first at-fault accident on my record.. and a $500 deductible to pay.. and most likely much higher rates 🙁
---------------------------------------------
---------------------------------------------
I got in an accident today with my new Mazda Protege that I only had for 2 months 🙁
The police came and said that there was nobody at fault, but they didn't write a report or anything, and I'm wondering what the insurance is going to think. At 21 an at-fault accident is going to be costly 🙁
Here's what happened:
I was driving north on a boulevard with 3 lanes on each side, and I was approaching an intersection with a flashing green light. I moved into the left turn lane to make a left turn. On the other side of the intersection were cars waiting in the left and middle lanes, but nobody in the right lane. The green light stopped flashing but I was still coming in and would nearly have to slam on the brakes to stop. The cars on the other side of the intersection were still stopped so I began turning left.
I was nearly through the intersection when this van came sailing through the right lane and hit the back passenger side door of my car. I spun around off the side of the intersection. The driver says the light turned green as he moved into the right lane so he kept on driving. He didn't see me because of the cars that were stopped, and I didn't see him because of the same reasons. Damage to my car looks around $3000 - $4000, with the door pushed in nearly a foot, and the rear panel pushed in as well as damage to the trunk 🙁
Now, we called the police and we explained to them what happened, and they told us that there was no fault because there was no way I could have seen him, and he had a green light and didn't see me either. However.. I'm worried about my insurance, because they were like "oh, you didn't yield when making a left turn", when from my vantage point the traffic was stopped and I was in the clear. What do you guys think? Insurance is already high enough for me as it is.. this would be my first at-fault accident if the insurance ends up determining it that way 🙁
edit:
Not the best pic, but in this pic you can see the light I'm talking about up ahead. I was coming from the curve and driving toward the camera, trying to turn left at that light. The van was driving in the right lane toward the curve, with cars stopped in the middle and left lanes. As you can see there are parked cars in the right lane.
Pic
