- Apr 6, 2002
- 7,141
- 1
- 0
Well, maybe not totally new (I'm sure someone's thought of it before) but I'm interested in your opinions on this. Ideally, cops wouldn't give out tickets unless speeding was accompanied by reckless driving (cutting in and out of traffic, tailgating, etc). But this will never happen since speeding tickets are such a source of revenue for the state. So I've been thinking, why not let people by speeding insurance from the state? Say, $500 a year for waiving up to 15-over tickets (almost anywhere), and $1000 a year for waiving up to 30-over tickets (highway only). Residential areas are an exception, only 10-over waived there. Also require that people attend a driving school, as in a real car control school, every other year. The insurance would only cover speeding by itself--reckless driving, drunk driving, etc would still put points on your license, fine you, put you in jail, revoke your ability to buy insurance, etc. Also, if you had 15-over insurance and were caught going 20 over, you'd get a 20-over ticket. This insurance wouldn't raise the speed limit per se, just provide a buffer zone. This would be better for the following reasons:
1) More money for states. In Nebraska, a 10-over ticket costs $50. I sped thousands of times before I got my first and only ticket. Clearly the state was missing out on some serious revenue.
2) More money for people in the long run. Speeding tickets increase your insurance, cost you time by having to appear in court, and if you get enough points, losing your driving license costs you in a variety of ways. Radar detectors are also not necessary to buy.
3) Less anxiety when driving. Instead of having to concentrate on keeping your speed at an artificially low limit, you can move with traffic, or go faster in the left lane if it safe to do so without constantly watching out for a cop car.
4) Better drivers on the road. If insurance of this type were offered, I think lots of people would jump on it. All these people would attend car control school, and would probably become better drivers for it. I'd rather have these people speeding on the road than your average moron.
Opinions?
Edited to include a few additional points.
There is now a poll where you can vote on this topic.
1) More money for states. In Nebraska, a 10-over ticket costs $50. I sped thousands of times before I got my first and only ticket. Clearly the state was missing out on some serious revenue.
2) More money for people in the long run. Speeding tickets increase your insurance, cost you time by having to appear in court, and if you get enough points, losing your driving license costs you in a variety of ways. Radar detectors are also not necessary to buy.
3) Less anxiety when driving. Instead of having to concentrate on keeping your speed at an artificially low limit, you can move with traffic, or go faster in the left lane if it safe to do so without constantly watching out for a cop car.
4) Better drivers on the road. If insurance of this type were offered, I think lots of people would jump on it. All these people would attend car control school, and would probably become better drivers for it. I'd rather have these people speeding on the road than your average moron.
Opinions?
Edited to include a few additional points.
There is now a poll where you can vote on this topic.