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A friend asked me to loan her $150

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My personal rule is that I lend friends 20-30 dollars maximum, and I expect repayment in the form of drinks, lunch, etc.

Hasn't caused me a problem yet.
 
Originally posted by: fatpat268
My personal rule is that I lend friends 20-30 dollars maximum, and I expect repayment in the form of drinks, lunch, etc.

Hasn't caused me a problem yet.
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I haven't loaned a friend more than maybe $10 and that's how I prefer to get paid back as well, it just makes it easier for both of us.
 
Originally posted by: BlancoNino
Originally posted by: jpeyton
Is she hot?

Is there any way you can work out a trade for 'services'?
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Actually she sent me a text saying "I'll come and clean your house or do ANYTHING you want me to do!" With a big smiley face at the end. And yes, she's hot.
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win
 
Friends and lending money do not mix.

If they are a really good friend, consider just giving them the money if it will not break you.
 
Pretty simple: If it's for something important right now, and she would have it but some reasonable circumstance prevents her, loan it. If it's not important and she could get it later or she wouldn't be able to afford it normally, don't bother because it isn't likely to be paid back.
 
Originally posted by: Scarpozzi
I would only loan money if you know for a FACT you'll get it back. I had an exgf that was needing to pay tuition and her loan was going to be late coming in. Since it wasn't covering everything, she still had to put up 50% of tuition....I fronted her a grand. She promptly paid me back 2 months later when her check came in.

If it's not a situation like that, it's not worth taking the chance unless you just have money to burn. (or unless you're scoring with this chick....ohh yeah, if it ain't a chick....umm....why are you talking to non chicks?)
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Was she already an "EX" when this happened, or she was your GF at that point in time?
 
How much is your friendship worth to you? I have a friend who makes $100K per year ans still needs to borrow from time-to-time. At one point he owed me as much as $2,000 but he has always paid me back. He's down to owing me $170 as I type.

If your friendship is not worth $150 then it's not much of a friendship. Writing up a contract will sour your friendship ... it's not worth it.
 
Originally posted by: BlancoNino


Originally posted by: dullard
Everyone above me had good advice. But, unless I missed it, they left off one perfectly acceptable option:

Buy something that you value more than $150 from her (TV, computer, furniture, etc). If she ever wants her item back, she can rebuy it from you for $150.
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I'm thinking this is the route I'll go. Thanks.
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If you go this route, she will immediately believe you do not trust her and she will be upset. If you want to lose her as a friend go ahead. If she is important to you as a friend, do as others have said and treat it as a gift. When she repays you it is a bonus.
 
I have given out interest free loans ($1000+) to family members, and my loans were never intended as a gift. All of them have paid me back. There is no need to consider a loan to be a gift.
 
One of my relative's company can loan her some cash. She'll be sliced up if she doesn't pay back though. Want the number?
 
Originally posted by: gamepad
I loaned a friend of 15 years $475 and he hasn't payed back a penny.
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How long has it been?
If it is more than 12 months past the agree due date, then take him to court.
Also did you agree to interest?
 
Originally posted by: dud
How much is your friendship worth to you? I have a friend who makes $100K per year ans still needs to borrow from time-to-time. At one point he owed me as much as $2,000 but he has always paid me back. He's down to owing me $170 as I type.

If your friendship is not worth $150 then it's not much of a friendship. Writing up a contract will sour your friendship ... it's not worth it.
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Friends and money don't mix. If you can afford to never be paid back the money, go ahead and give it. Never expect money you loan out to be paid back.
 
Originally posted by: Kadarin
My ex g/f asked me to loan her $10K. I laughed at her.
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me ex asked me to let her drive my ferrari for a year. I punched her in the ovaries.

that said, it's been my experience that the people I'd be willing to lend money to in a heartbeat are responsible people who would never need to ask me to begin with....
 
Originally posted by: ICRS
Do you plan to charge this friend interest?
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For $150??? If so, then dont bother even lending it. Asking to get paid back with interest would be more offensive than saying no.
 
make sure you get the contract notorized.If she takes offense to the contract tell her tough shit,now you arn't getting anything.
 
Originally posted by: gamepad
I loaned a friend of 15 years $475 and he hasn't payed back a penny.
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I loaned my brother $450 to get some Christmas gifts for his kids. Found out he used my money to get an abortion done.😛

Not a penny received back yet.
 
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