A foolish trader and his money...

[Red Storm]

Yeah I was worried about that. But this guy probably isn't smart enough to even do that.

Can't Paypal just issue a refund by charging it to my credit card anyway?

AFAIK it would deduct from your PP account first, but if the funds aren't there, then it would take from the bank account you have associated with it.

If he hasn't already done it though, then maybe he doesn't know about it.