Originally posted by: agnitrate
Originally posted by: Lucky
defensive response
I didn't say that you wouldn't get paid for your hospital bills and medical expenses. I just said you wouldn't get crap for pain and suffering.
-silver
Actually, he probably will get some compensation for pain and suffering. The gentleman's insurance company most likely will make an initial offer that is a bit more than the total of his medical bills and car repairs.
At least that's what State Farm insurance did for me when a young girl, an 18 yo college freshman, hit me while I was walking across the street in a crosswalk with the light. She had a red, was talking on her cell phone, and wanted to make a right-on-red, legal when everything's clear.
I was pushing my Cannondale road bike alongside me.........talking with a friend I'd just caught up with. He was a few paces ahead in the crosswalk. She, the driver, never looked in front of her when she thought she saw a clear enough spot in oncoming traffic and gunned it.
Unfortunately, I was right in front of her car when she moved. She had about a 12 ft. runup before she hit me, and knocked me about 10 ft. out into the road.
Bent the frame on my bike and cracked one of the carbon wheels. Caught my left knee with her bumper....quite swollen for a few days. Still twinges when it rains.....
State Farm paid for a complete new bike....mine was only two months old at the time. Pid for the ER visit and subsequent MD visits. And, without my asking for it, offered me $1200 for "pain and suffering" on top of the aforementioned costs if I'd sign a release indemnifying them and her from any further responsibility for anything resulting from the accident. Of course I signed.......why turn it down?
Not once did I even hint I was going to seek an attorney's advice, seek to sue, nothing. But the offer was made and I accepted. And please tell me you'd not take it, either. :roll:
So, in his case, he'll probably be approached by the gent's ins. co. with a similar offer.....actually both he and his GF will both be approached since both were involved.
Such is life.
Oh, as a little funny that hapened during this......when I was talking with the ins. adjuster, we were discussing the bike and its cost. He had heard a bike was involved and when we spoke, I said my bike was damaged and had to be replaced. He said, "Sure, now it's worth, what....$200-$300?" He almost choked to death when I said, "No, it cost $1575." Guess a bicycle in that price range wasn't even on his radar, much less in his realm of reality.
"Well, I have to see a receipt that you paid that much for it....I can't believe a bicycle can cost that much!!!" he damn near demanded disbelievingly.
He was a bit more mollified in his phone voice when he had a copy of the receipt in his hand an hour later. I guess I broadened his horizons that day.