Originally posted by: Lucky
So I was taking my GF to work in my 6 mo. old scion tc yesterday. Came to a 4 way stop, turned, and started accelerating when this car came out of a car wash exit at about 20-25 mph and hit me. Didn't have a chance to avoid it.
You can see
here and
here how the accident happened, and pictures of the two cars
here that show the damage.
Shortly after the accident both my GF and me started to have severe back and neck pain. We went to the hospital for about 5 hours and came home with pain medication and muscle relaxers, and told to take a few days off work.
Now it's my understanding that my medical bills, the prescription copays, lost wages, and my car deductible will be covered by his insurance. But I'm being told my rental car is not covered by my insurance (didn't have the extra coverage) or his. And my insurance is telling me also that he's not responsible for that even if I took him to small claims court.
In addition to my rental car being covered, I would like a reasonable amount for both my girlfriend and I for pain and suffering. It's not a major case so it's not worth taking on an attorney yet (I don't think), but I would like a reasonable amount. Anyone have advice on how to proceed with this and why his insurance would not cover my rental car?