7.99% APR credit card

[SandEagle]

woot! time to start using credit cards again! goin shoppin foos

 

[amdhunter]

It'll be 29.99% in a month or two. Enjoy it while you can!

 

[chin311]

you got me beat. best i have now is 9.9%

still have a card on the no interest for 12 months tho.

 

[Bignate603]

It's lousy that 8% is the best I can find right now on a card and it has no real rewards. My card that got good rewards went from 13% to 25% because Citibank decided to abuse their good customers.

Of course they offered to give me a lower interest rate (10% for one year I think) if I transferred $3k onto the card and paid a 3% transfer fee.

 

[edro]

My main rewards card is 13.99.
My non-rewards card is 7.99.

 

[soulcougher73]

You can all thank your government for this Allowing the bill 10 months before it takes effect = fail.

 

[SunSamurai]

0.00% APR

Stop using credit.

 

[OILFIELDTRASH]

I have $9.00 in credit card debt. Filled up the motorcycle yesterday. 5% is too much to pay.

 

[edro]

0.00% APR
Stop using credit.

Dave Ramsey, is that you?

 

[BassBomb]

0.00% APR

Stop using credit.

Why?

I use credit and get 1% back. Only issue is if I am using credit where I don't have any money.

And well, I don't use it if I don't have money in the bank.

 

[yhelothar]

Got an Amex blue cash with 8% APR.
It was 4.99% before they jacked the rates up during the credit crisis.
Before that, it was 12% when I signed up, but called in for an interest reduction when the economy was happy.

Amex rawkz. That and amex doesn't have overlimit fees.
I have also have a chase rewards card that's sitting at 27.5%.FUUUUUUUUUUUU chase
But starting feb, with the new CARD legislation passed, overlimit fees will be abolished, and so will jacking your interest up to 27.5%

 

[Don Vito Corleone]

I was annoyed when USAA bumped my Visa interest rate from ~4% to 6%, which is what it is now (not that it really matters since I never have a balance). Are they really the only ones at this rate?

 

[soulcougher73]

I was annoyed when USAA bumped my Visa interest rate from ~4% to 6%, which is what it is now (not that it really matters since I never have a balance). Are they really the only ones at this rate?

Id love to have 6% on USAA lol mine is 10.99% (just got it a 2 months ago).

 

[Dulanic]

3.25%, but I guess that is mostly an employment perk.

 

[KMc]

Capital One 4.4%

 

[TheSlamma]

Pay it off during the grace period and pay 0%. Why give some fat bankers free money just so you can have instant gratification in buying a bunch of crap?

 

[SandEagle]

wth? this was a lame parody thread that turned into a full-blown disussion on credit cards? i don't care about you and your lame APRs