401k Rate of Return: mid year edition

[Suspicious-Teach8788]

Isn't that exactly why putting all my money into bonds until I feel the stock market is ready to pick up? So I can move all that money back into stocks and "buy low"?

Wouldn't putting money in AND THEN having a negative return be the equivalent of buying high?

Essentially... if you can time it right. You might be able to save yourself from a lot of losses. I mean I did the same in the 08 crash. Granted I was only employed 4 months then, but I moved it all to a bond. I moved back in March-ish. I caught most of the gain, but I definitely saved myself from a lot of losses.

Bottom line is when you have a lot more money at stake, you'll be more careful about doing things like that. It's hard to say if you can time things right.... A lot easier said than done.

 

[Jadow]

+6.2%, sold 95% of my equities on April 19th and have been in cash+bonds since and missed all of the drop, still sitting out, not anxious to get back in anytime soon. Think it still has a way to go down.

 

[kranky]

-2.42% in 401k

Probably around -2.0% if I count everything.

 

[boomhower]

Personal Performance
Prior Quarter (04/01/2010 to 06/30/2010) -10.90%
Year to Prior Quarter (01/01/2010 to 06/30/2010) -7.02%

 

[mjquilly]

Personal Rate of Return from 01/01/2010 to 06/30/2010 is -6.5%*

* These numbers do not reflect potential nightly account activity currently in process.

so i got that going for me

 

[Engineer]

-3.1%.

I'm wondering if I have made any money over the last 15 years in the 401k plan (seriously).