Looks like I am able to overclock to 4.4Ghz at 1.272v fully stable with all of the cores around 70c after an hour of Prime95. Its really amazing how much more stress Intel Burn Test throws on a CPU compared to Prime95. Its like 15c difference. Also weird is that I was able to pass a 2 hours Prime95 torture test on slightly lower voltage, but 5 minutes in Skyrim and I got a BSOD.
Don't know if I will try for a 4.5Ghz overclock. I really need to bump up voltages well into the 1.3's for that to be stable, and temperatures, while fine in prime95, reach mid 90's or more in IBT.
Well, depending on the various features available in your BIOS, and the performance of your motherboard, there are quite a few variables available to modify that can determine what voltage is necessary for stability at any given frequency.
Just as discussed in this thread, disabling C3/C6 states, and I'm GIVEN to believe *(not certain) that multicore enhancement, spread spectrum, and a few other "features" should be disabled as well for stability.
Speaking more generally, it's tempting to boil down overlcocks to Frequency X at Voltage Y, but that's not nearly the whole picture. There are many variables in play, and you should look for a tutorial or detailed guide for your specific motherboard, if at all possible. It may be that you just have a bum chip, or unlucky setup that is preventing you from reaching 4.5 while staying below 1.3v (less than optimal power supply is just one hardware aspect that can cause this, for example), but I don't realistically think that's the case, but take all my advice with a chunk of salt.
By all means, stay within your comfort zone, and don't push your computer more than you're comfortable/capable, since the result of failure can be expensive! I'm just saying don't get discouraged if this is something you're interested in - there's always more to learn, and the more you do, the more tools you will have available to get performance out of your machine.