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20 Photoshop disasters of 2008

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Originally posted by: Jeff7
Originally posted by: rivan
Get a wife. Have a kid or two. It won't go as far as you think it might.
My parents did fine on less than $50k/yr, with two kids. Their mortgage is now paid off, and no car payments either. Spend efficiently.

Or time travel and buy your house in the 80s? I'm not saying you can't get by with a family on $50k, just that you're not going to be Scrooge McDuck, swimming through your room of gold coins, either.
 
Originally posted by: rivan
Originally posted by: Jeff7
Originally posted by: rivan
Get a wife. Have a kid or two. It won't go as far as you think it might.
My parents did fine on less than $50k/yr, with two kids. Their mortgage is now paid off, and no car payments either. Spend efficiently.

Or time travel and buy your house in the 80s? I'm not saying you can't get by with a family on $50k, just that you're not going to be Scrooge McDuck, swimming through your room of gold coins, either.

lol @ scrooge mcduck reference.

Fact is in the NYC area, billing even $100/hour for freelance services is generally decent but not great. I never sad it was bad, far from it. I guess it depends on your definition of great but most people in freelance design positions don't have 40/week 52 weeks a year billable time. There is NO comparison to a 200k/year salary job. Try about half that if you are lucky. It is common practice to take a job that is half your hourly fee as freelance. Sometimes as high as 2/3rds, sometimes as low as 1/3rd. It's very conditional. I bill contract work at a rate of about $125-150/hour but I don't make even close to half that on salary. Then again contract work doesn't give me 5 weeks paid vacation, full coverage medical, 8% matching, etc. It's not just the expenses either, it's knowing you don't have to scramble next week to when you freelance gig dries up and you just got handed a $4000 medical bill (which I just did too).
 
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