$1000 credit card bill, and every item is $20 or less

[CTrain]

Back to the topic.
I'm actualy starting a budget this month.
I'm doing a simplified route to track my expenses.

1) Everything I spend using my credit card will be listed.
2) Everything coming directly from my checking account will be listed.
3) Everytime I take money out of the bank(ATM), I'll deduct that whole amount from my budget instead of keeping track of everything little purchase.

Those 3 things will cover 100% of my expenses monthly.
It will be interesting to see how much will I be saving every month.

 

[masterxfob]

i've racked up $35K in the past 6 years. it'll be about 2 years until i can pay it off...

 

[BurnItDwn]

I keep track of what I buy. It's never more than I expect it to be since I know what I bought.

 

[chiwawa626]

Originally posted by: Argo

Originally posted by: Skoorb

Originally posted by: Argo
Yup, that's how addition works. They usually cover it in 3rd grade.

Canada > US. I was given the basics in grade one 😀

I actually went to elementary school in what used to be USSR at the time. So yeah, I too was given the basics in 1st grade.

I remember knowing how to add before 1st grade (american public schools suck, so my parents taught me 🙂)

 

[Bacardi151]

i know exactly what you mean. those suckers build up, fortunately i too never spend more than what i have. and i honestly don't see how or why people would spend money they don't have. it's simply scary that there's a chance of not being able to pay it back for whatever reason.

 

[Pepsei]

my 3k bill is reduced to 1k this month thanks to my talk with my wife, hopefully, it'll stay that low.

 

[Liviathan]

Stuff adds up.

Yesterday took care of some stuff. Grocery store $46. Sporting good store 62.64. New glasses 240.

Money flows like water sometimes. Just keep an eye on it.

 

[PeeluckyDuckee]

Originally posted by: Pepsei
my 3k bill is reduced to 1k this month thanks to my talk with my wife, hopefully, it'll stay that low.

I remember your thread. Kudos to you.

 

[The Green Bean]

solution: use cash

 

[MustangSVT]

Originally posted by: JEDI
i bought ALOT of small items last billing cycle but i thought i actually spent less than usually since i didnt buy any medium ticket items. (anything over $50.)

wow.. what a deceiving illusion. I never would have imagined that it added up to $1000.

I now understand when my family/friends say they have no idea where their $ goes. (But i still dont understand why they go into credit card debt.)

Luckily i have the $ to pay it off.

umm.. is this your first time? .

psa/be responsible with your credit and visit faymay(?)foundation. /psa

 

[The Wildcard]

Yep, it's amazing how all the stuff adds up....like $20 here, $25 there, $15 here

 

[wiredspider]

Yup, I keep spending more and I'm not making more :/. Last month i spent about $1k on my cc and I haven't even paid insurance...no rent included in those figures too..