• We’re currently investigating an issue related to the forum theme and styling that is impacting page layout and visual formatting. The problem has been identified, and we are actively working on a resolution. There is no impact to user data or functionality, this is strictly a front-end display issue. We’ll post an update once the fix has been deployed. Thanks for your patience while we get this sorted.

$1000 credit card bill, and every item is $20 or less

JEDI

JEDI

Lifer
i bought ALOT of small items last billing cycle but i thought i actually spent less than usually since i didnt buy any medium ticket items. (anything over $50.)

wow.. what a deceiving illusion. I never would have imagined that it added up to $1000.

I now understand when my family/friends say they have no idea where their $ goes. (But i still dont understand why they go into credit card debt.)

Luckily i have the $ to pay it off.
 
my credit card bill is around $735 this period

that includes a Dell 2005FPW and a Haro F3 Frestyle BMX bike

minimum payment is $20, lol
 
yeah, that is a bummer

you might want to try strickly cash for a while just so you are more aware of all those small purchases bleeding your $$$ supply
 
I developed a habit of checking my balance every week or so online, to avoid any nasty surprises. Takes only a minute to log in.
 
i have MS Money...helps me keep track of how much i spend on my CC....

of course it does nothing to deter my spending...🙂
 
Twice, for one full year (2001 and 2003 I think) I kept track of every penny spent. Yep even in a gumball machine. I didn't do anything to change my spending habits. I only kept track of it all. The results were interesting to me.

For one example, I thought I was spending too much for gifts, since they were those medium ticket items (~$50 to $150). But actually those ended up being an insignificant amount of my budget. So, I immediately doubled my gift spending.

I don't think many people have what it takes to keep track of everything. And thus I don't recommend it. But it was a lot of fun to keep track (I'm a numbers person).
 
$50 is small to you? I get away from that by trying not to buy anything over $5 without thinking it through, my bill has never been that high, ever. I pay my electric bill with it, that's about it.
 
Yep, believe it or not you've got to buy only 53 items less than $20 and it adds up to more than a k. I hate it 🙂 Actually, if I look through my CC bill I see a lot of annoying little purchases too.
 
Originally posted by: dullard

I don't think many people have what it takes to keep track of everything. And thus I don't recommend it.
Click to expand...

we did that to a lesser degree, if we took out cash , we didn't break that out into gumballs, but we did list every bill/spending like at walmart, etc on a monthly planner/blotter, it really helped us stick to our budget and realize our budget was livable
 
I rang up 2050 on my last statement.... although that includes my new monitor.... once I get paid on friday itll all be paid off.... trying to get my expenses back in order for this billing cycle... i want under $500 but thats not gonna happen between bills, groceries gas and misc.
 
Originally posted by: Sphexi
$50 is small to you? I get away from that by trying not to buy anything over $5 without thinking it through, my bill has never been that high, ever. I pay my electric bill with it, that's about it.
Click to expand...

nice dicipline! i had that when i was in high school/college and the 1st couple of years after i got a high paying job.

but it slowly eroded away.

Now i dont bat an eye if it's under $20.

but from this bill, i think i should start thinking more about these small purchases.
 
I've tracked every cent that I spent since dec 2002 (including cash purchases). I update quicken almost every day. It only takes a few minutes but makes for some very interesting reports and does help control my spending 🙂
 
Originally posted by: CRXican
my credit card bill is around $735 this period

that includes a Dell 2005FPW and a Haro F3 Frestyle BMX bike

minimum payment is $20, lol
Click to expand...

mine is about $1000. i was paying off my debt from last year and it was down to ~$800, but i couldn't help myself and got the Dell 1905FP so it went back up.

of course i only let myself do this because it's still on 0% until november 🙂
 
Originally posted by: Skoorb
Originally posted by: Argo
Yup, that's how addition works. They usually cover it in 3rd grade.
Click to expand...
Canada > US. I was given the basics in grade one 😀
Click to expand...

I actually went to elementary school in what used to be USSR at the time. So yeah, I too was given the basics in 1st grade.
 
Originally posted by: saxguy
Originally posted by: CRXican
my credit card bill is around $735 this period

that includes a Dell 2005FPW and a Haro F3 Frestyle BMX bike

minimum payment is $20, lol
Click to expand...

mine is about $1000. i was paying off my debt from last year and it was down to ~$800, but i couldn't help myself and got the Dell 1905FP so it went back up.

of course i only let myself do this because it's still on 0% until november 🙂
Click to expand...

Hot Deals are addicting aren't they? 😛
 
Originally posted by: YetioDoom
You bought 50 things in a month? Give some examples.
Click to expand...

kinda hard to rmember what i bought in the stores. like i said, i know understand when my friends said they spent xxx that month, but have no idea where the $ went.

The stores:
walmart a few times
staples a couple of times
lunch several times
shooting pool
movies
gas
ebay stuff
corner convience store
etc

wow, i never went to the supermarket last month. guess i didnt need food since i was out all the time, plus picked up small stuff at the convience store to tide me over
 
You must log in or register to reply here.

TRENDING THREADS

Back
Top