$100 GC FREE w/Credit Card signup/first puchase

[earsjr]

Called in, I got rejected 🙁

CSR Said: too many credit inquiries within the past 6 months (will have to check on that), not enough money market, investment, and checking accounts (i only have 1 checking account), not enough utilization of my credit lines (they require something like 40% of your credit limits)

Darn. I should wait at least a year before applying for anything again...

 

[RossMAN]

Anyone else apply for this?

 

[earsjr]

i applied, got rejected and i called in to see why. they said because i didn't meet the minimum annual household income requirement. screw you, i don't want your stupid 100$ GC anyway!

... yes i do 🙁

 

[MJGunn]

Originally posted by: earsjr
Called in, I got rejected 🙁

CSR Said:not enough utilization of my credit lines (they require something like 40% of your credit limits)

Wait, one of the reasons that they turned you down was because you weren't carrying ENOUGH debt? Thats a new one to me. 😕

 

[RaGe420]

Originally posted by: drifter106
From ETan:


Wow... I've never been turned down for a credit card app before... but tonight I was turned down 3 times, not because of my credit, but because NONE of the 3 CSR's that I spoke to knew what offer I was referring to. After speaking to a supervisor who also did not know what I'm referring to, I cut my losses to 30 minutes of wasted life.

If anyone has faced the same issue or is successful, please post.




funny..have had credit cards for years... about 2 years ago paid them all off.... big money... got rid of all of them... anyway, i heard about a $30 offer from amazon if you sign up, so i applied thinking i could get a new keyboard and save a few bucks and then ditch the card... after i submitted enrollment it said that they would have to review it further....go figure... must need some credit card debt to get one....

From what I remember if you do not have some type of constant payment like a car or CCs you "good" credit history gets erased every couple of years

 

[kyarchon]

i have yet to see the points applied to my card. How long have those who were successful have to wait for points to be applied?

 

[feralkid]

Originally posted by: kyarchon
i have yet to see the points applied to my card. How long have those who were successful have to wait for points to be applied?

I got mine today.

Here's the skinny: The points are deposited (after 2 billing cycles) to your account at: thankyourewards.com

Text

You need to set up an account there, if you haven't done so already.

You get 10,000 points which can get you gift cards with a value up to $100. (I got one Target and one Home Depot $50 G.C.)

If you cannot find your points, call 1-800-773-3336 and they will straighten things out.

Good luck, and thanks OP!

 

[ryanvanh]

I received an application in the mail for this CC. Saw someone talking about it here so I applied and got the card. Made a purchase, called one of the CSRs and they told me to wait until my first statement to order the gift card, got the first statement and noticed a website. This is the website you have to go to once you actually have the card:

Citi Thank You

Once I logged in it showed that I had the 10,000 points and had the option of using them on actual prizes (such as video games, other random stuff, or the gift cards). Ordered a $100 gift card and the website tells me it will be here in up to 8 weeks, seems to be legit. Pretty sweet deal, $100 for free... I'm pretty sure the credit card companies can afford something like this after preying on credit card holders for the past who knows how many years!

 

[garkman]

The funny/sad thing is I havn't even got my points added yet :-(...is there a minimum amount your "first purchase" has to be or something? I know citibank's legit so I'm not too worried, but $100 gc would be nice!

 

[MustangSVT]

ass kickage.

I only received 5k points... so i called at&t and the dipsh1ts want me to fax in the form where it said 10k points..

I called the points redemption center.. after 2 minutes on the phone she fixed it right there 🙂

already chose Bestbuy $100 gc 🙂

yay 🙂 here i come new ps2! or.. maybe not ;D

 

[Maximus96]

i only have 5k points too. what number did you called?

 

[schizoid]

Originally posted by: zaku
i only have 5k points too. what number did you called?

Is this deal still available? I need a couple of more credit cards (long story).

 

[RossMAN]

Originally posted by: schizoid

Originally posted by: zaku
i only have 5k points too. what number did you called?

Is this deal still available? I need a couple of more credit cards (long story).

I believe it is. I'll check our Sunday newspaper.

 

[crashish]

I just called the # on the ad and when I mentioned the AT&T Universal Rewards offer they referred me to another 800 number (800-66-apply)

Anyone else get this?

OOPS. I just noticed what date the OP was made... In that case, has anyone *recently* applied?

 

[usernamemax20charact]

Nice, if it's still valid.

Question though. Would signing up for the card simply to get the $100 GC and then cancelling hurt your credit rating any?

 

[garkman]

BTW, I did finally get my $100 GC...good ol' Exxon Mobile card, paid for my commute for a couple weeks. They credited me 5600 at first, called, then they fixed it...not sure if the deal's still on, but other ones come in the mail alot.