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$100 for Opening Citibank Ultimate Savings Account

D

daggerr

Member
Details:
* This is available to all people who do not currently have a Citi bank account.
* Note that opening this account will probably result in a hard pull on your credit report.
* You receive the $100 credit to your account within 90 days following your first statement cycle.
* To get the $100, you must specify promotion code CSLN.
* Must apply by 7/31/2007.
* You must fund the account with at least $1 within the first 30 days to receive the bonus.
* This account offers a 4.65% APY (currently).
* Here is the promotion disclosure:

PROMOTION DISCLOSURE

Promotion Code: CSLN

When you applied for your Ultimate Savings Account, you identified the special offer code of CSLN to receive a $100 bonus. Below are the terms and conditions that you must meet in order to obtain the benefits of this special offer.

Terms and Conditions:

? To receive this offer you must apply for and open a new Ultimate Savings Account by 07/31/2007. $100 will be credited to your Ultimate Savings Account within 90 days following your first statement cycle. Account must be in good standing at the time of the $100 credit.

Here's a link to apply:
<a target=_blank class=ftalternatingbarlinklarge href="https://web.da-us.citibank.com/cgi-bin/citifi/scripts/prod_and_service/prod_serv_detail.jsp?BS_Id=CitiUSA&BV_UseBVCookie=yes"><a target=_blank class=ftalternatingbarlinklarge href="https://web.da-us.citibank.com/cgi-bin/citifi/scripts/prod_and_service/prod_serv_detail.jsp?BS_Id=CitiUSA&BV_UseBVCookie=yes">https://web.da-us.citiba.........seBVCookie=yes</a></a>
 
i signed up for this a couple of months ago. this reminded me to check and see if the $100 has been credited yet.

It does not like my version of firefox though
You're using a browser or operating system that can't take advantage of all the features at citibank.com. For the best online experience, here's what we recommend you use:

It says Firefox 1.0 or higher, i am using 1.5.0.12
 
at what point in the sign up procedure do you input that code? There's an "offer code:" box at the very beginning... is this the one?
 
Why would opening a savings account hit my credit report? I'm not applying for credit, just setting up a place to keep my money.
 
You do not need to maintain any balance and you will not be charged a monthly fee if you don't have $500 in the account contrary to the OP's post.

Lastly, it seems you have to at least fund the account $1 within the first 30 days to receive the bonus
 
Originally posted by: drextremeops007
what does a hard pull on credit report mean?
Click to expand...
If you look at your credit report, there will be "hard" inquiries that are designated as being visible to any institution that views your credit report. Then there are normally numerous "soft" inquiries that are designated as being visible only to you and thus having no practical impact.

"Hard" inquiries have some effect on your FICO score.
The description I've heard is that you can expect a 10 point decrease in your FICO score for 3 months due to a hard inquiry. Then between 3 months and 6 months of elapsed time, the impact goes from 10 points down to 5 points. After a year of elapsed time, the impact is zero. (Note that this is on a FICO score that ranges from 300 to 850.)

Here, in the June 30th blog posting, you can read the gory details of approximately how your FICO score is calculated:

Links to OP's own website deleted.
 
Hmm...I signed up with the code, and there was no mention of $100 anywhere at all during the transaction. Are we sure this is still good?
 
Originally posted by: Fritzo
Hmm...I signed up with the code, and there was no mention of $100 anywhere at all during the transaction. Are we sure this is still good?
Click to expand...

Yes it is good til the end of the month.
 
anyone know if I would get the money if I open a joint account with my dad?

I have never been a citi customer, but my dad may already have or in the past had an account.
 
This was in the terms and agreements:
II. Promotion Disclosure

PROMOTION DISCLOSURE

Promotion Code: CSLN

When you applied for your Ultimate Savings Account, you identified the special offer code of CSLN to receive a $100 bonus. Below are the terms and conditions that you must meet in order to obtain the benefits of this special offer.

Terms and Conditions:

? To receive this offer you must apply for and open a new Ultimate Savings Account by 08/31/2007. $100 will be credited to your Ultimate Savings Account within 90 days following your first statement cycle. Account must be in good standing at the time of the $100 credit.

? All accounts are subject to approval. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. The amount of any bonus payment will be reported to the IRS as interest earned in the year credited. Persons under 18 years of age are not eligible. Offer may be modified or withdrawn at any time without notice and is not transferable.

©2007 Citibank. Citibank, N.A. Member FDIC. Equal Housing Lender. Citibank and Citibank with Arc Design are registered service marks of Citigroup Inc.

 
I dont understand why it takes a hit on your credit report...when it IS just a savings account.

EDIT :

bullet I authorize you to obtain a consumer report in connection with the application, opening, update or renewal of any loan or deposit account I apply for or open and I understand that you may obtain such reports.

bullet I also authorize you to use these consumer reports to consider me for other programs with Citibank. Upon request, you will inform me if a consumer report has been obtained and will give me the name and address of the agency furnishing the report.
 
Originally posted by: m1a
Has anyone done this yet and got the $100. How did you fund it? Online? Phone? Etc?
Click to expand...

I did a $50 deal and funded it via inter-institutional bank transfer. Basically typed in some routing numbers and verified another bank account. Then did a transfer.
 
Originally posted by: hdeck
wow so there really is no catch? just open the account, put a dollar in it, and voila?
Click to expand...

ugh, i've been lurking long enough I guess, might as well give back.

I opened an account, transfered exactly $1 from a bank account and got $100 reward last week.
 
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