Yes, the Texas SCHIPS would cover the kid (unless the parents make a lot of money.)
Yes, the baby could have been covered BEFORE birth.
Medicaid will also likely now cover the child.
Of course the child can get private insurance, but it's going to be expensive because of a PRE-EXISTING CONDITION.
No, BCBS did nothing wrong.
Yes, the parents made bad decisions. However, the child will still get HC, the question is how much of a financial penalty will the parents suffer because of THEIR poor choices.
All our current HC reform does for them is minimize that financial penalty, the insurance - because of the pre-existing condition - will still be expensive, just less so. This is because WE are SUBSIDIZING the insurance for THEM.
After all is said and done, this boils down to a matter of protecting the financial assets of people making poor choices.
Fern