$10,000 for a month

[manlymatt83]

I happen to have $10,000 sitting in my checking that I will need on the first of January. Until then, I'd like to put it in some kind of ING Direct... but... I already have an ING direct account, I don't have this checking account linked to ING, and I don't feel like mailing them a check.

Is there another online savings account that offers competitive interest that I could put the money in for a month, and that I can open up online and add "links" online without mailing a check in?

Thanks,
Matt

 

[MmmSkyscraper]

Take a trip to Vegas. Guaranteed to win!*

*not a guarantee

 

[Dirigible]

GMAC? I don't think you need to mail a check to them.

 

[dullard]

Yes, there are places. HSBC and Emigrant Direct for example. Either one pays right near 5%. But they can be trouble to setup, and with just 1 month, you will be getting less than $40 of interest (minus any fees for early withdrawing). Heck, if you have to mail in a check or go through a long verification process, and give yourself a week to be certain you have the funds back in time, you'll only have half a month of interest (~$20). Is it worth the hassle?

 

[Mermaidman]

Why don't you just deposit in a local B&M bank? Over a short month, the difference in interest would be minimal.

 

[IceBergSLiM]

mail ING a instead

 

[Homerboy]

is it even worth the effort?

 

[edro]

Originally posted by: MmmSkyscraper
Take a trip to Vegas. Guaranteed to win!*

*not a guarantee

Haha!

 

[ggnl]

Originally posted by: Homerboy
is it even worth the effort?

Not really. He's going to make $33 in 1 month at 4%.

 

[dainthomas]

Mail it to me. I am top official in Nigerian government, and will use this to move $10,300,000.00 (Ten Million Three Hundred Thousand US Dollars) into your personal account, of which you may keep 20%. Please be assured that this transaction is 100% safe and legal.

 

[MercenaryForHire]

Buy PS3/Wii hardware. You'll make an assload more than 4%.

- M4H