YAY! I've just been invited to become a top 1%

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Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
ROTFLMAO x 100000 @ Visa Black as baller/top 1%.


American Express Black = true baller. A little titbits:

How to get one



You will not find an application for this card online, although the terms and conditions may be viewed here. Rather, American Express will extend an invitation to customers who meet certain criteria. American Express will not confirm, but it is generally believed the requirements are to:
  1. Use other American Express cards (compare American Express cards here)
  2. Be an active cardholder for at least one year
  3. Charge at least $250,000 per year
What It Costs

  • Initiation Fee: $7,500
  • Annual Fee: $2,500
If you are one of the chosen few who receive an invitation to apply, you’ll have to pay these hefty fees. There is no interest rate because it’s not a credit card. Rather, it’s a charge card, so the balance must be paid in full each month.

More info = https://www.creditcardinsider.com/insider/the-american-express-centurion-black-card/


<<<---- American Express Platinum owner = kinda baller (only $450 annual fee per year).
 
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EliteRetard

Diamond Member
Mar 6, 2006
6,490
1,021
136
I have to ask, what is baller?

It sounds like something I don't want.
Please no scrotum for me.

I think we need a new word.
 

ponyo

Lifer
Feb 14, 2002
19,688
2,810
126
ROTFLMAO x 100000 @ Visa Black as baller/top 1%.


American Express Black = true baller. A little titbits:



More info = https://www.creditcardinsider.com/insider/the-american-express-centurion-black-card/


<<<---- American Express Platinum owner = kinda baller (only $450 annual fee per year).

You can meet all three requirements and that's no guarantee for invite. My business partner meets all the requirements and spends over $1 million a year on his personal Amex Platinum and he still haven't got an invite. His average monthly Amex Platinum bill is ~$100k.

I rock Costco Amex. Free with annual Costco membership. I have no interest in Platinum, Black, or any card with annual fee.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
I've never had debt, ever. I just bought a brand new car in cash.
I retired before 30, worked hard shopped smart, and saved everything.
I have enough to pay off anything I can charge to my cards each month.

Lawsuit? You have claimed you suffer mental retardation, who paid for your retirement?

n 2012 Time magazine named the Black Card as one of the 5 credit cards you do not want due to the $495 annual fee and little extra benefits for the cos
 

Blanky

Platinum Member
Oct 18, 2014
2,457
12
46
I've never had debt, ever. I just bought a brand new car in cash.
I retired before 30, worked hard shopped smart, and saved everything.
I have enough to pay off anything I can charge to my cards each month.

lol one of these "I retired early but I still have a job" people. Seriously, it's old. I Hope you don't tell people that when you meet them.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
So OP, did you just randomly get an 'offer' for the Black Card and decide to fabricate this tale?
 

Blanky

Platinum Member
Oct 18, 2014
2,457
12
46
So OP, did you just randomly get an 'offer' for the Black Card and decide to fabricate this tale?
OP is currently doing lines off $5k hookers' chests, on a yacht, and will get back to us in the AM when he's back.
 

halik

Lifer
Oct 10, 2000
25,696
1
0
You can meet all three requirements and that's no guarantee for invite. My business partner meets all the requirements and spends over $1 million a year on his personal Amex Platinum and he still haven't got an invite. His average monthly Amex Platinum bill is ~$100k.

I rock Costco Amex. Free with annual Costco membership. I have no interest in Platinum, Black, or any card with annual fee.

Is the cashflowing the entire business on amex?

I think the visa black one is slightly cheaper version of the amex platinum.
 

Svnla

Lifer
Nov 10, 2003
17,986
1,388
126
You can meet all three requirements and that's no guarantee for invite. My business partner meets all the requirements and spends over $1 million a year on his personal Amex Platinum and he still haven't got an invite. His average monthly Amex Platinum bill is ~$100k.

I rock Costco Amex. Free with annual Costco membership. I have no interest in Platinum, Black, or any card with annual fee.

No one know for sure the exact protocols/requirements for this AE black card. The charges on my business are about 250K - 300K per year and I paid off all of them on time, never late, but haven't receive any invitation for this AE black card.
 

sandorski

No Lifer
Oct 10, 1999
70,213
5,794
126
This is ATOT. I can brag about my chrome plated fingernail clippers.
I bet yours aren't chrome plated.

Though I have to use the largest "toe" sized clippers for my fingers, and I haven't found a product large enough for my toe nails...so I just let them grow.
I found one benefit, it helps when climbing trees.

meh, nothing but solid platinum with diamond finger grips touches my nails!
 

Zodiark1593

Platinum Member
Oct 21, 2012
2,230
4
81
i typically get about 2-3 credit card offers in the mail a week. i'd say that about 99.5% of the mail i get in general is junk mail and goes directly to the trash without even opening it. after like 8 years i still have no clue why state farm is still sending me a weekly piece of mail. i can't imagine how much money is just wasted with junk mail now a days.

In the colder regions, junk mail makes for good, and free fire starter.

Also, aside from annual fees, the Visa black isn't too bad is you're a 1%er. You won't get that coveted AMEX black unless you're a .01%er though.
 

EliteRetard

Diamond Member
Mar 6, 2006
6,490
1,021
136
OP is currently doing lines off $5k hookers' chests, on a yacht, and will get back to us in the AM when he's back.

Damn straight...and I had a rough morning, so I'm here in the evening.

Though I admit there were no hookers, or blow, and I cant tolerate boats...bad otolith.
 

Mai72

Lifer
Sep 12, 2012
11,562
1,741
126
Screw cards!

When I pay for something I use cash.

10000-dollars.jpg
 

JEDIYoda

Lifer
Jul 13, 2005
33,986
3,320
126
This is ATOT. I can brag about my chrome plated fingernail clippers.
I bet yours aren't chrome plated.

Though I have to use the largest "toe" sized clippers for my fingers, and I haven't found a product large enough for my toe nails...so I just let them grow.
I found one benefit, it helps when climbing trees.
actually if you are going to a part of us 1% er`s you need to ditch the chrome plated crap and get yourself either platinum plated or 24 carat gold plated....
 

RossMAN

Grand Nagus
Feb 24, 2000
78,810
314
136
i typically get about 2-3 credit card offers in the mail a week. i'd say that about 99.5% of the mail i get in general is junk mail and goes directly to the trash without even opening it. after like 8 years i still have no clue why state farm is still sending me a weekly piece of mail. i can't imagine how much money is just wasted with junk mail now a days.

Same here, I might open 1 out of 10 if it's 0% BT with no fees or 100k airline miles, etc.
 

EliteRetard

Diamond Member
Mar 6, 2006
6,490
1,021
136
Lawsuit? You have claimed you suffer mental retardation, who paid for your retirement?

Retarded people can't retire? Why not?

In fact it's much more likely for us to retire early because we have no social life of any kind and almost never spend money.

And retarded doesn't mean stupid...when everything went on stupid crazy ass fire sale I used most of my savings to buy it all. My investments did fantastically well. Even if you just bought and held a single stock like the dow you would have more than doubled your money since what 2009? I did better than double.

I manage to keep extremely low living expenses so I can live comfortable on $600 a month.
 

EliteRetard

Diamond Member
Mar 6, 2006
6,490
1,021
136
Screw cards!

When I pay for something I use cash.

I've got a few pics like that laying around.

Edit: I only have $415 in my wallet at the moment lol
But here's one pic I know I've posted before:

futa3q.jpg
 
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