Yay, got an insurance rate reduction.

[jtvang125]

Mercury Insurance

Car: 98 Lexus GS400
1st time insurance policy owner
9 yrs driving exp
Location: Los Angeles County

Previous rate: $1044 for 6 month full coverage premium (100k injury, 50k property damage)

New rate: $797 for 6 month full coverage premium (same coverage)

Current discounts: Good driver and limited mileage

I need to ask them why I'm still not qualified for mature driver discount cause I'm 27 already.

 

[KLin]

Who's your insurance carrier?

 

[jtvang125]

Originally posted by: KLin
Who's your insurance carrier?

Dude, it's right at the top.:laugh:

 

[AlienCraft]

Mine is going up since I'm a commercial rated driver and using my truck in the cdourse of business. Also have to get a Liability policy.

 

[KLin]

Originally posted by: jtvang125

Originally posted by: KLin
Who's your insurance carrier?

Dude, it's right at the top.:laugh:

lol my bad 😱.

 

[sygyzy]

How did you get the reduction? Did you just ask?

 

[tfinch2]

I got a reduction too. Went from 459 to 249 because I turned 21 for liability through Allstate. 98 Chevrolet Lumina LTZ 56k miles

 

[jtvang125]

Originally posted by: sygyzy
How did you get the reduction? Did you just ask?

Nope. I think its due to me being with them for a year now with no accidents or tickets. But I'm going to ask why I'm not getting the mature driver discount.

 

[FAS284]

got a reduction as well. switched from Geico to ANPAC and my 2005 camry SE premium went down from $512 to $225 / 6 months.

I completely forgot to tell the GEICO rep that I just saved 15% or more on auto insurance when he asked me why I want to cancel my policy. oh well.