i hate to break it to you, but it ain't the civic that's the problem. it's the 23 year old male in san francisco that's the problem. <25 year old males get shafted enough as it is, but being in SF is not helping your cause, seeing as how it's pretty much the worst place on earth for a car to exist. any place where the locals think running into your car repeatedly is a perfectly acceptable way to parallel park ("it's just city living") is not a happy place for Mr. late-model car. Combine that with massive thefts rates in general and especially for Civics, and horrifically dangerous day-to-day driving conditions, and it's just all bad. my bassist and his GF, who live in SF, both have cars that are covered with scrapes and marks from parking. well, his GF's car did until someone ran into it and totaled it. his best friend? just got in a bad accident. my GF? just got her car stolen. my drummer? got his stereo stolen. this is all within a 6-month period.