Originally posted by: Eli
I dunno about this. Whoever said 19%.. was right. :Q
I'm going to get raped if I buy this car. But I don't know what else to do? Where should I look for alternative financing? I might be able to use my dad's car again tomorrow, but I'd really like to buy a car tomorrow morning somehow? Don't you have to know the car you're going to buy before you can ask a financial institution for a loan? heh.
That Hyundai looks really nice, I would much rather have that than a Focus to be honest with you, and its 1500$ cheaper. :Q
LOL. I'm supposed to go into there tomorrow to sign the paperwork. I think I'm going to tell him to take a hike. He said that 19.25% is the absolute best he could get me, and he had to push for it. I bet he tells that to everyone.. lol.
What really just irks me is that.. if I'm going to pay 6,000$ for a car.. It should be something that I like. An automatic Ford Focus SE Sedan would not be anywhere on my personal list.
It's a Blue automatic SE Sedan, as said.. AC, PDL, PW, cd player, keyless entry, lol.... new tires, brakes... blahblah inspection... 96k miles. I don't drive automatics damnit. I'll just tell him that I crunched some numbers and I'm just not going to be able to afford it, and ask if perhaps he has something more affordable?.
But I really don't know what to do in the mean time. Do you have to be a member of a credit union to get loans from them?

There is one down the street... I could probably find a reliable car for like 3,000$ fairly easily. It would just be a personal loan, not an auto loan I guess?
I gotta go to bed, but I look forward to the multitude of helpful replies that will be here in the morning.
:smileyholdingabighelpsign;