I believe the XLT comes with carpet VS vinyl on the floor, and some fabric in the door panels.
Essentially a trim option, but if you want any other options, you're ususally forced to go with the XLT.
XL=work truck base model
XLT=more of a personal truck
MY XL looks VERY bland on the inside, but I can hose it out too
BTW, they (Ford) plans to sell the 03' model next year too, alongside the 04' (which shares virtually no parts with the previous model). IIFC, they're calling it a "Heritage model or something"
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