YACT: Am I paying too much car insurance?

[Sureshot324]

I'm 24, male, and my car is a 2001 corolla. I'm paying $188 CAD per month for full coverage, and i can't go to liablity only since i still owe money on the car. This is my first car and I bought it in april, before that I was listed as an occasional driver on my mom's car. Since I was in such rush to get a car, I just went with the insurance broker that the car dealer set me up with.

I live in Ottawa, Canada. Basically I just want to know if I'm getting shafted or not. What should I be paying? Is it a good idea to use a broker instead of dealing directly with insurance companies?

 

[PurdueRy]

Switch to Geiko because the gecko said so

 

[silverpig]

I'm 23, male, 1991 Tempo. $136/mo with similar coverage. Of course here in BC we don't really have any choice as we gotta go with the provincially run insurance company. Just for comparison.

 

[PatboyX]

i would kill for that.
im in jersey.

 

[Deeko]

When I was 20(last insurance quote) I was paying about $233/month for full coverage. I dropped collision/comprehensive and I'm now 21. It should drop to a little over $100.

 

[MX2]

But the house was built TO SMALL

 

[jadinolf]

God, your car insurance is more than my house payment.

 

[wiredspider]

I pay $150 for liability only!

 

[Pepsi90919]

Originally posted by: rleemhui
Switch to Geiko because the gecko said so

it's Geico and he's in canada.

 

[PurdueRy]

Originally posted by: Pepsi90919

Originally posted by: rleemhui
Switch to Geiko because the gecko said so

it's Geico and he's in canada.

oh whatever, and it was a obviously not serious anyway

 

[Sureshot324]

Anyone from Ontario out there?

 

[thedarkwolf]

Of coarse you are but thats what happens with you put full coverage on a car before you turn 25.