Ive been considering buying a car (Lexus IS300) and have been trying to find a good insurance company before i do. Problem is, I have been getting some pretty high quotes and i was wondering if anyone knows why.
Im 23, live in a suburb of Los Angeles. No tickets/accidents/anything ever. Continuous insurance since i was 16. Im looking at a Lexus IS300. The limits I have been reqeusting are 50K/100K Bodily Injury/Unin Motorist, 100K property, 5K medical, 250 Deduct for comp/collision (these are the rates I was covered under my parents with). Ive gotten quotes ranging from 1900/year to 3200/year. Ive even tried playing around with the deductibles but it usually doesnt change. I was finally starting to accept that I would have to pay ~2K/year for insurance. But, today I talked to a guy at work (same age, same record). Hes got a G35 coupe and pays ~1500 a year for it, through statefarm (they quoted me the 3200/year). He has two cars insured, but I cant see that it would cut the premium in half (ive also tried a g35, and its usually marginally cheaper than the is300).
Can anyone offer me an explanation?
Im 23, live in a suburb of Los Angeles. No tickets/accidents/anything ever. Continuous insurance since i was 16. Im looking at a Lexus IS300. The limits I have been reqeusting are 50K/100K Bodily Injury/Unin Motorist, 100K property, 5K medical, 250 Deduct for comp/collision (these are the rates I was covered under my parents with). Ive gotten quotes ranging from 1900/year to 3200/year. Ive even tried playing around with the deductibles but it usually doesnt change. I was finally starting to accept that I would have to pay ~2K/year for insurance. But, today I talked to a guy at work (same age, same record). Hes got a G35 coupe and pays ~1500 a year for it, through statefarm (they quoted me the 3200/year). He has two cars insured, but I cant see that it would cut the premium in half (ive also tried a g35, and its usually marginally cheaper than the is300).
Can anyone offer me an explanation?
