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YACCT: What credit card should I apply for next?

G

GeneValgene

Diamond Member
i currently use the following cards:

chase perfect mastercard
citi dividend platinum mastercard
shell citi mastercard
costco american express

do you all have any other suggestions for credit cards with good rebates? thanks!
 
Originally posted by: Syringer
You don't have a VISA? Why do you want another card that offers rebates?
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well, i have a bank of america visa check card, which serves as a debit card for me
 
Originally posted by: amdforever2
Citi Diamond Rewards!

Thankyou points FTW!?
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hmmm...i just read teh description. it looks basically like the citi dividend except you exchange for gift certificates instead of gettign cash back. is that right?
 
Originally posted by: DaTT
What person needs that many CC's?
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chase perfect mastercard - i use for all general purchases that doesn't fall into a reward category, since it gives me 1% rebate, applied directly to my next statement

citi dividend platinum mastercard - i use this for all grocery, drugstore, and non-shell gas purchases; i get 5% cash back, but i have to accrue rewards until i hit $50 before i can cash out

shell citi mastercard - i use this for all shell gas purchases, since it gives me 5% rebate, applied directly to my next statement

costco american express - i use this for all my eating out, where i get 3% rebate, and all my travel (airline, hotel, car rental) where i get 2% rebate; i can cash out once a year in february
 
HouseHold credit card with 2% cash-back straight up, not one of the UP TO 2% cards. I have it and love it, for every $100 I spend I get $2 back in CASH. The only problem is that it's INVITE ONLY, so don't throw out all the credit card offers in the mail without looking.
 
Originally posted by: DaTT
What person needs that many CC's?
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LOL, THIS MANY? I have 40 of them and I'm still looking for more (most of them I get just for bonus sign up, such as $150 cash, $100 cash, $100 gift card, iPod nano 1GB etc.)
 
Originally posted by: LukFilm
HouseHold credit card with 2% cash-back straight up, not one of the UP TO 2% cards. I have it and love it, for every $100 I spend I get $2 back in CASH. The only problem is that it's INVITE ONLY, so don't throw out all the credit card offers in the mail without looking.
Click to expand...

is there an annual fee? this sounds hot!
 
Originally posted by: GeneValgene
Originally posted by: LukFilm
HouseHold credit card with 2% cash-back straight up, not one of the UP TO 2% cards. I have it and love it, for every $100 I spend I get $2 back in CASH. The only problem is that it's INVITE ONLY, so don't throw out all the credit card offers in the mail without looking.
Click to expand...

is there an annual fee? this sounds hot!
Click to expand...

That does sound very good. Any additional info on it?
 
Originally posted by: GeneValgene
Originally posted by: DaTT
What person needs that many CC's?
Click to expand...

chase perfect mastercard - i use for all general purchases that doesn't fall into a reward category, since it gives me 1% rebate, applied directly to my next statement

citi dividend platinum mastercard - i use this for all grocery, drugstore, and non-shell gas purchases; i get 5% cash back, but i have to accrue rewards until i hit $50 before i can cash out

shell citi mastercard - i use this for all shell gas purchases, since it gives me 5% rebate, applied directly to my next statement

costco american express - i use this for all my eating out, where i get 3% rebate, and all my travel (airline, hotel, car rental) where i get 2% rebate; i can cash out once a year in february
Click to expand...

What's the point on separating your gas purchases between Shell and non Shell stations? 😕
 
Originally posted by: Syringer
What's the point on separating your gas purchases between Shell and non Shell stations? 😕
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Probably to get around the $300 yearly reward limit per card.
 
Starwood Amex, I spend a sick amount of money on it... useful for the air miles bonus and since I like to stay at Starwood hotels
 
If I were American or eligible, I'd get an Amazon card. Then again, why so many? I haven't touched my first since getting my second.
 
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