YACCT: RossMAN help me :( UPDATE: good advice dispensed!

[RossMAN]

Originally posted by: Nocturnal

Originally posted by: Broohaha
rossman, if i may ask, how do you have a LOW credit rating????????

no offense or slight intended. i just find it shocking considering how responsible you seem on these boards and in HD. if you dont want to respond you dont have to.

He very often frequents the hot deals, he scoops up the hot deals, therefore adding debt upon debt upon debt upon debt and don't forget his Honda Accord that he's still paying off.

Yep that about sums it up. Plus I was very stupid and careless with my credit in my early 20's and now I'm STILL paying for my mistakes.

 

[Nocturnal]

Originally posted by: RossMAN

Originally posted by: Nocturnal

Originally posted by: Broohaha
rossman, if i may ask, how do you have a LOW credit rating????????

no offense or slight intended. i just find it shocking considering how responsible you seem on these boards and in HD. if you dont want to respond you dont have to.

He very often frequents the hot deals, he scoops up the hot deals, therefore adding debt upon debt upon debt upon debt and don't forget his Honda Accord that he's still paying off.

Yep that about sums it up. Plus I was very stupid and careless with my credit in my early 20's and now I'm STILL paying for my mistakes.

Yup I feell ya man. I learned the hard way but I learned a valuable lesson too.

 

[RossMAN]

Originally posted by: Nocturnal

Originally posted by: RossMAN

Originally posted by: Nocturnal

Originally posted by: Broohaha
rossman, if i may ask, how do you have a LOW credit rating????????

no offense or slight intended. i just find it shocking considering how responsible you seem on these boards and in HD. if you dont want to respond you dont have to.

He very often frequents the hot deals, he scoops up the hot deals, therefore adding debt upon debt upon debt upon debt and don't forget his Honda Accord that he's still paying off.

Yep that about sums it up. Plus I was very stupid and careless with my credit in my early 20's and now I'm STILL paying for my mistakes.

Yup I feell ya man. I learned the hard way but I learned a valuable lesson too.

Yep and I can only hope that the youngin's will heed my advice.

Credit is a good thing assuming you use it responsibly. Only charge what you can afford!!!

 

[labgeek]

RossMan is right (again). Wait before you apply again. If your current card is working for you, don't apply again for a good while. Applying for credit goes on your credit record. Too many inquiries means you are looking for credit which makes you a higher risk. It's a catch 22 situation.

 

[Zugzwang152]

Bleh, and I'm drooling over a new LCD monitor and a new dx9 vid card...not to mention I have to pay tuition... *cries*

 

[RossMAN]

Originally posted by: Zugzwang152
Bleh, and I'm drooling over a new LCD monitor and a new dx9 vid card...not to mention I have to pay tuition... *cries*

Tuition is more important than a damn LCD and video card.

If you REALLY want it that badly save up $ for it then buy it.

 

[Zugzwang152]

true dat. But there's this sweet deal @ googlegear for the monitor... 🙁