WTF IS THIS? --> "NSF Returned Items Penalty"

[Al Neri]

u lose!

 

[jlee]

Originally posted by: krunchykrome

Originally posted by: DrPizza

Originally posted by: CadetLee

Originally posted by: kranky

Originally posted by: CadetLee
You shouldn't get charged for deposited items that were returned..if you do, your bank sucks and you need a new one.

I'm guessing you've never had this happen to you. You'll be in for a rude awakening.

I work for a bank. We don't charge.

Your bank sucks.

Really?! What bank??

Every bank I've heard of charges a fee to the depositor. I'm surprised there's one that doesn't... I suppose every retailer in your town uses your bank, because all the retailers I'm familiar with pass on that bounced check fee to customers (plus a little extra usually). At a company I used to work for, I photocopied the statement we received from the bank, along with the fees we were charged, and mailed them to the customer. (We only charged the customer exactly what the bank charged us for the fee; never anything additional - why piss off a customer, except those customers on check number 110.)

For a $8 or $9 hourly paid teller, he really has pride in his retail job.

And what bank is this you speak of? I dont know of any who dont have a NSF fee.

For the record, I am not a teller..more of the jack-of-all-trades, if you will. Administrative Assistant == Personal banker, commercial lender assistant, branch manager assistant and backup teller. Since you're dying to know..

We do have NSF fees on items drawn on your account. To my knowledge, we don't charge for returned deposited items..but hell, maybe we do and I just have yet to run across it in 8+ months of working there? I usually get shoveled the problem customers too, so I'd imagine if we did, I would have seen it by now. Now I'm curious so I'll have to doublecheck.

 

[krunchykrome]

Originally posted by: CadetLee

Originally posted by: krunchykrome

Originally posted by: DrPizza

Originally posted by: CadetLee

Originally posted by: kranky

Originally posted by: CadetLee
You shouldn't get charged for deposited items that were returned..if you do, your bank sucks and you need a new one.

I'm guessing you've never had this happen to you. You'll be in for a rude awakening.

I work for a bank. We don't charge.

Your bank sucks.

Really?! What bank??

Every bank I've heard of charges a fee to the depositor. I'm surprised there's one that doesn't... I suppose every retailer in your town uses your bank, because all the retailers I'm familiar with pass on that bounced check fee to customers (plus a little extra usually). At a company I used to work for, I photocopied the statement we received from the bank, along with the fees we were charged, and mailed them to the customer. (We only charged the customer exactly what the bank charged us for the fee; never anything additional - why piss off a customer, except those customers on check number 110.)

For a $8 or $9 hourly paid teller, he really has pride in his retail job.

And what bank is this you speak of? I dont know of any who dont have a NSF fee.

For the record, I am not a teller..more of the jack-of-all-trades, if you will. Administrative Assistant == Personal banker, commercial lender assistant, branch manager assistant and backup teller. Since you're dying to know..

We do have NSF fees on items drawn on your account. To my knowledge, we don't charge for returned deposited items..but hell, maybe we do and I just have yet to run across it in 8+ months of working there? I usually get shoveled the problem customers too, so I'd imagine if we did, I would have seen it by now. Now I'm curious so I'll have to doublecheck.

Sorry, I came off like an a$$ with that statement. For the record, I too worked at a bank for 1.5 years as a teller. I hated it because at the time, community banking was turning into an aggressive retail business, as it is today.

Again, sorry.

 

[JS80]

you may have put an extra zero on accident on one of the checks you wrote