An everyday earthquake is nothing. It won't knock you over to the ground. When you get into the 5 range, then it becomes a nice little shake. Getting up into the 6's and higher and things might start falling off the shelves.
Buildings (newer ones for sure) are built to a much stricter code. It won't crumble like you see in China or Haiti. If the building crumbled, there's much more to worry about! It was probably a massive one!
The stupidity of the state government is one thing to worry about, people always bitching about others encroaching on their way of life but not yielding towards helping others improve their way of life is another, and your job security may indeed suck depending on what you do.
The biggest quake I lived through was the Loma Prieta, which was a 6.9. Where I lived at the time, nothing fell over in our house. I don't think even a picture frame was knocked over. I just stood there as everything shook. I was also 8 at the time, so I had completely forgotten all the "duck cover and roll" training they drill us in school.
I mean you could try avoiding areas where a fault line runs right through it, but the next thing you know, a quake will strike and they will go "omg undiscovered fault!" Just learn to live with it, and be prepared.