Worst. Groupon experience. EVER. (Final Update: ATOT wins!!!!!)

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
I just wrote a review about my experience with Heather Lounsbury, an acupuncturist who I found via Groupon ($69 for $230 worth of services, I love a deal!).

OMG. WORST. GROUPON EXPERIENCE. EVER.

Cliff notes about what happened:

- I saw Heather for an acupuncture appointment via a Groupon
- Heather performed mediocre services and afterwards, recommended I buy Chinese herbs for my hair
- I asked what the price would be for the herbs and she said she wasn't sure
- I said that I would think about it and would make my final decision dependent upon the cost
- Heather called me back a week or so later informing me that the herbs had come in and I owed her $200 for them
- I explained that $200 was much more than I thought and that now I can make an educated decision based on the price, I was not interested in purchasing the herbs
- Heather became upset and said she'd already ordered the herbs; she offered me the herbs for $100, then $75
- Unfortunately, this was still over my budget and I declined to buy them
- Heather sent me bills attempting to force me to pay for the Chinese herbs which I NEVER agreed to buy, verbally or in writing, ever
- I called her to discuss the bills to explain that you can't force someone to pay for something that they never agreed to buy
- Heather did not respond so I left a message
- Heather never called me back
- Tonight, I received a call from the Rash Curtis collections agency informing me that Heather turned my "delinquent account" over to them and that I need to pay $113 or my credit will be negatively affected

Cliff notes of the cliff notes:

- Heather Lounsbury is attempting to force me to pay for an item that I never agreed to buy and sent a bullying, threatening collection agency to me in an attempt to damage my credit if I don't pay up

If you want to read all the gory details, click here for the full review.

Has anyone ever been in a similar situation? I don't want my credit to be affected (I have EXCELLENT credit that I worked hard for!) and I don't want to be bullied into paying for something that I never agreed to buy.

I talked to people at the credit agency and they recommended I just pay the $113 so it doesn't affect my credit. I am revolted by this based purely on principle - This would be saying that it's okay to force a consumer to pay for something they never agreed to buy and don't want, period. This is NOT okay

I honestly have no idea what to do from here. I wrote reviews on every website I could think of (Yelp, Google, and RateMDs). I e-mailed Heather directly and called her again to leave a message hoping that we can resolve things amicably but based on her non-responsiveness in the past and passive-aggressive nature, I'm not sure if I'll even hear back from her.

Any feedback/advice would be GREATLY appreciated, thank you!

EDIT: Thank you for all the incredibly informative info and advice. The knowledge that forum members have is astounding and you guys are seriously the best!!! Thank you so much for sharing your suggestions and for your support. Here's what I've started and what I will finish first thing tomorrow morning when all the proper offices open:

1. File a formal complaint with AG about Heather L (acupuncturist) who is committing exotrtion and Rash Curtis (collection agency) for unethical business practices: 916-445-9555 & 800-952-5210, x0

2. File a compliant and report Heather to the California Acupuncture Board, 916-445-3021 & 916-515-5200

3. Complain to Groupon, 312-784-2366 (July 15 2011 Groupon for Heather Lounsbury)

4. Write a debt validation letter to the collection agency via registered, certified mail requesting formal proof of debt (Google search "debt validation letters"):

P.O. Box 5790
Vacaville, CA 95696

5. File complaint with state board of equalization.

6. File complaint with Better Business Bureau.

7. Post review about my experience on as many consumer review websites as possible to warn others about what happened.

DECEMBER 19, 2011 UPDATE: Response received from the acupuncturist!

Heather sent me the following, formal, kinda scary and intimidating legal document.

Three questions:

1. Do I sign it and agree to the terms within?

2. Do I refuse to sign it but agree verbally to the terms?

3. Do I refuse to sign it and tell her that I'll take down the reviews if she revokes the claim from the collection agency, but that I won't promise not to write an honest review of my experiences?

4. Any other suggestions/recommendations?

Here is the agreement she sent me (IMO it protects all of her rights and none of mine):

AGREEMENT OF SETTLEMENT AND RELEASE

THIS AGREEMENT OF SETTLEMENT AND RELEASE (“Agreement”) is made, entered into, and effective as of December 19, 2011, the (“Effective Date”), between Ivy K (“MRSBUGI”) on the one side, and Heather L, L.A.c. (“LOUNSBURY”) on the other.

RECITALS

A. This agreement arises out of a billing dispute relating to LOUNSBURY’S
August 9, 2011 acupuncture treatment rendered to MRSBUGI.

B. The parties hereto believe that it is in their best interests for the various claims referenced herein to be settled on the terms and conditions hereinafter set forth.

AGREEMENT

NOW, THEREFORE, in consideration of the mutual covenants and agreements contained herein, the parties hereto hereby agree as follows:

1. Obligations of MRSBUGI

(a) MRSBUGI shall hereby relinquish, release, disclaim, renounce and forever waive any and all rights to (1) any claims that LOUNSBURY’S treatment of MRSBUGI or LOUNSBURY’S professional relationship with MRSBUGI damaged MRSBUGI in any way, and (2) any real or personal property of LOUNSBURY.

(b) MRSBUGI shall withdraw and remove all negative internet reviews relating to the billing dispute and LOUNSBURY’S August 9, 2011 acupuncture treatment rendered to MRSBUGI, including but not limited to the December 12, 2011 review on Yelp and any comments on the Better Business Bureau’s forums.

2. Obligations of LOUNSBURY.

(a) LOUNSBURY shall withdraw the $110.00 invoice submitted to The Rash Curtis collection agency and agrees to cease all collection efforts.

(b) LOUNSBURY further agrees to waive any amounts owed for past services or missed appointment fees.

3. Release of Claims by MRSBUGI.

MRSBUGI, for and on behalf of herself, and her past, present and future executors, insurers, guardians, conservators, trustees, heirs, predecessors, beneficiaries, legatees, devisees, successors, assigns, agents, employees, representatives and attorneys, and their respective executors, guardians, conservators, trustees, heirs, predecessors, beneficiaries, legatees, devisees, successors, assigns, agents, attorneys and employees, (collectively the “MRSBUGI’S Affiliates”) do hereby fully and forever remise, release and discharge LOUNSBURY and each and all of her past, present and future executors, guardians, conservators, trustees, heirs, predecessors, successors, beneficiaries, legatees, devisees, agents, insurers, attorneys, partners, corporations in which LOUNSBURY was or is an officer, director or shareholder, any partnership in which LOUNSBURY was a partner, and any officers, directors and shareholders of any of the foregoing, employees, successors, assigns, insurers and their respective executors, guardians, conservators, trustees, heirs, predecessors, successors, assigns, agents, employees, representatives, beneficiaries, legatees, partners, corporations, officers, directors, shareholders, partnerships, devisees and attorneys, (collectively all are named “LOUNSBURY’S Affiliates”), of and from any and all claims, demands, agreements, allowances, inheritances, contracts, rights, covenants, actions, suits, causes of action, dispositions, distributions, obligations, controversies, debts, costs, expenses, legal fees, accounts, damages, judgments, losses and liabilities, of whatever kind or nature, in law, equity or otherwise, whether known or unknown, which MRSBUGI or MRSBUGI'S Affiliates, may have or now has or which any of them hereafter can, shall or may in the future have, for or by reason of any matter, cause or thing whatsoever relating in any manner to the parties herein, including but not limited to, (1) LOUNSBURY’S treatment of MRSBUGI and her professional relationship with MRSBUGI, (2) any real or personal property of LOUNSBURY, and (3) any causes of action which could have been filed relating to LOUNSBURY’S treatment of MRSBUGI and her professional relationship with MRSBUGI. MRSBUGI further agrees that MRSBUGI shall never at any time seek to execute on any judgment in the Action or on any potential claim that pertains or relates in any way to any acts or omissions of LOUNSBURY. MRSBUGI further represents and warrants that there are no liens of any kind that are attached to or are subject to any payments made pursuant to this agreement.

4. No Prior Assignment.

Each of the parties hereto represents and warrants that he, she, or it has the full right, power and authority to enter into the releases set forth in Section 3 above, and that he, she, or it has not assigned, conveyed, encumbered, or in any manner transferred all or any portion of the claims covered by such releases. Each party acknowledges and agrees that this warranty and representation is an essential and material term of such releases, without which the consideration relating hereto would not have been delivered by any party to any other.

5. Legal Advice.

Each of the parties hereto has received independent legal advice from his, her, or its attorneys with respect to the advisability of making the settlement provided for herein and with respect to the advisability of executing this Agreement and the releases set forth above.

6. Waiver of Unknown Claims.

It is expressly understood that Section 1542 of the Civil Code of California provides as follows:

1542. GENERAL RELEASES; EXTENT

A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM OR HER, MUST HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR.

The provisions of Section 1542 of the Civil Code of California and any similar provisions in other jurisdictions, if in any way applicable, are hereby waived by the parties to the Agreement, and each of them, and they acknowledge that this waiver is an essential and material term of the releases set forth above, without which the consideration relating hereto would not have been delivered by any party to any other.

7. Discovery of Additional Facts.

The parties hereto agree and acknowledge that they, or any of them, may hereafter discover facts different from or in addition to those they, or any of them, now know or believe to be true with respect to the matters released herein, and the parties agree that these releases shall be and will remain effective in all respects notwithstanding such different or additional facts. Except as otherwise expressly provided herein, it is the intention hereby fully, finally and forever to settle and release all such matters, and all claims relative thereto, which do now exist, may exist, or heretofore have existed between the parties hereto and the matters specified herein. In furtherance of such intention, except as otherwise expressly provided herein, the releases given herein shall be and will remain in effect as full and complete mutual releases of any such matters notwithstanding the discovery or existence of any such additional claims or facts relative thereto.

8. No Representations.

Except as expressly provided in this Agreement, no party or any officer, agent, employee, representative or attorney of or for any party, has made any statement or representation to any other party regarding any fact relied upon by the other party in entering into this Agreement, and no party has relied upon any statement, representation or promise of any other party, or of any other officer, agent, employee or attorney for the other party, in executing this Agreement or in making the settlement provided for herein, except as expressly stated herein. To the extent that any party relies upon any statement, representation or fact not set forth in this Agreement, it does so at its own risk.

9. Factual Investigation.

Each party has made such investigation of the facts pertaining to this settlement and the releases set forth herein and all matters pertaining hereto as it deems necessary. In entering into this Agreement, each party assumes the risk of any mistake. The releases set forth in this Agreement are intended to be final and binding between the parties hereto, regardless of any claims of misrepresentations, promises made without the intention of performing them, mistake of fact or law, or any other circumstances whatsoever.

10. Representations by MRSBUGI.

MRSBUGI hereby represents, warrants and guarantees the following matters to LOUNSBURY as a material inducement to the agreement of LOUNSBURY set forth herein:

(1.a) No consent, approval or authorization of a court or any other person or entity is required as a condition to the effectiveness of this Agreement.

(1.b) No bankruptcy or insolvency proceeding is pending against MRSBUGI or any entity to which MRSBUGI is a general partner, officer, or director.

11. Confidentiality

Each party to this Agreement represents, warrants and agrees that it will not knowingly cause to be communicated, divulged, published or disclosed any or all of the terms or conditions of this Agreement to any person, firm, corporation or entity, whether natural or fictitious, other than their attorneys or accountants.

If either party to this Agreement receives a request or demand for disclosure of the terms and conditions of this Agreement, the party will promptly notify the other party of the request or demand. The other party may then, at its own and sole expense, bring whatever action or seek whatever remedy it determines is appropriate to protect the confidentiality of this Agreement. Any notice, request for consent, consent, or related documentation relevant to this paragraph shall be provided to the party’s current counsel.

The confidentiality clause is mutually beneficial to both parties and no additional consideration is being paid for confidentiality purposes other than an allocation of $100.00.

12. Notices.

Any notice, request, demand, or other communication given pursuant to the terms of this Agreement shall be deemed given upon delivery, if hand delivered, or fortyeight (48) hours after deposit in the United States mail, postage prepaid, and sent certified or registered mail, return receipt requested, correctly addressed to the addresses of the parties indicated below or at such other address as such party shall in writing have advised the other party.

To Doctor: Heather Lounsbury
2901 Wilshire Blvd, Suite 233
Santa Monica, CA 90403

To Claimant: MRSBUGI

13. Attorneys’ Fees.

Except as otherwise provided herein, if a dispute should arise between the parties including, but not limited to arbitration, the prevailing party shall be reimbursed for all reasonable expenses incurred in resolving such dispute, including attorneys’ fees (the reasonableness of such fees shall be determined based on the number of hours spent, customary hourly billing rates, and the reasonableness of the number of hours spent) but exclusive of such amount of attorneys’ fees as shall be a premium for result or for risk of loss under a contingency fee arrangement.

IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed as of the Effective Date.

“CLAIMANT”
___________________________________
MRSBUGI

“DOCTOR”
___________________________________
Heather L, L.A.c.

UPDATE #2: SENT RESPONSE E-MAIL

"Heather,

After reviewing the document with my legal counsel, I have been advised not to sign it as is essentially a gag order. If I sign the agreement, I would be waiving all rights to proceed with any actions against you and protect myself in the process. Worst case scenario, suppose paperwork gets misplaced between you and the collections company and their harassment continues. If I signed the agreement, I would not have any recourse. Right now, the document is 100% in your best interest, not in mine. I would like to request you come back with a more fair agreement for both of us that protects each of us equally.

At this point, I have put any further action on hold (i.e. I am refraining from sending a formal letter with copies of all correspondence to the California Attorney General, etc.). I really don't want to escalate the situation any further, and I really do want to work with you to come up with an amicable solution. I would like to propose the following:

I would to respectfully request you to withdraw the bogus invoice for which there is no proof of debt from the Rash Curtis collection agency and to have Rash Curtis cease all collection efforts. When I receive confirmation that the invoice has been withdrawn and collection efforts stop, I will immediately update my reviews to accurately reflect your ultimate helpfulness and professionalism in handling the matter. Right now, my experience has been a negative and stressful one so I have honestly expressed it in my online reviews. When things are resolved amicably and my experience is significantly better/stress reduced, I will update accordingly.

Does this sound fair to you? I welcome your response and am glad that we are communicating and attempting to resolve things together. I hope that we can happily resolve things to move forward in the new year in a positive way, toward success, peace and joy, and leaving negativity behind.

Regards,
Ivy"

FINAL UPDATE: VERDICT IN, ATOT FTW!!!!!!!!!!!

"Thank you for your response. I've contacted Rash Curtis already to remove my claim against you. This was done only a minute ago.
I would appreciate you updating your reviews as you mentioned in your email below.

Please let me know, if you have any questions."

Amazingly awesome, epic win 110% thanks to the help, support, advice and encouragement of you amazing folk here in ATOT.

I'm going to call the collection agency tomorrow to confirm the claim has been removed and then update the reviews. THANK YOU all for your feedback, collective wisdom, sage IANAL advice, and overall support as friends and a community.

Merry Christmas and Happy Holidays to all! :)
 
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MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
What do you think is my best option?

1. Pay the credit agency so my credit isn't affected and just eat the cost and my dignity.

2. Pay the credit agency and fight for a refund (which I can apparently do by writing a letter to the merchant, who can poop on it and throw it away and never give me a penny of my money back).

3. Not pay the credit agency.

4. Suggestions???
 
Oct 25, 2006
11,036
11
91
She has almost nothing on you. No reciept, no proof of delivery of product, no proof of intent to purchase product. Someone ordering something doesn't mean you're locked into paying for it, unless you sign something.

Screw her shit up.
 

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
Did you agree to anything in writing saying that you would buy the herbs?

Nope. Absolutely not. Nothing in writing and no verbal agreement.

I'm pretty shocked that a collection agency can go after someone and threaten to ruin their credit based on a merchant's word alone. Very unsettling.
 

Slew Foot

Lifer
Sep 22, 2005
12,379
96
86
1. Complain to groupon, they like to bitchslap companies that dont stand by their deals of give customers a hard time.

2. Credit card chargeback.

3. File complaint with state board of equalization.

4. File formal complaint with whatever agency licenses acupuncturists.

5. Go to a real doctor next time
 

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
Small claims would be my guess.

If she tries to take me to small claims court, I'd GLADLY go. It'd actually be satisfying to have a judge put her in her place. I doubt she'd take me though because it's pretty clear she's in the wrong.

My question is this: I could be the one who takes her to small claims court. This is only if I pay the collection agency to prevent my credit from being hurt, and then sue her for fraud to try to get my $110 back (I think it's up to $113 now with "interest"). Should I do this? It's a headache but I'm willing to invest the time based on principle.
 

LTC8K6

Lifer
Mar 10, 2004
28,520
1,576
126
IIRC, they have to show that you owe the debt. Until they do, ignore them.
 

zinfamous

No Lifer
Jul 12, 2006
111,851
31,343
146
If there is no invoice or record of receiving items, herbs--by you, then tehre is nothing that collection agency can do.

in fact, this is extremely suspicious. I know that 98% of Collection Agencies are dickscarf bullies, but to even take on "Heather's" case without any such record is, I don't know...fraud? well, maybe not fraud. But far below ethical.
 

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
She has almost nothing on you. No reciept, no proof of delivery of product, no proof of intent to purchase product. Someone ordering something doesn't mean you're locked into paying for it, unless you sign something.

Screw her shit up.

You're absolutely right. She has NOTHING on me but she DOES have my social security number (she claims to be a "doctor of acupuncture" and required a SSN on the paperwork - stupidly, I wrote it down when I was filling it out).

Define "screw her shit up." I'm open to suggestions. :p
 

LTC8K6

Lifer
Mar 10, 2004
28,520
1,576
126
There is no way this is going on your credit report, from what you have told us so far.
 

LTC8K6

Lifer
Mar 10, 2004
28,520
1,576
126
The collection agency has to show you proof that you owe the debt. Ask them for it.
 

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
1. Complain to groupon, they like to bitchslap companies that dont stand by their deals of give customers a hard time.

2. Credit card chargeback.

3. File complaint with state board of equalization.

4. File formal complaint with whatever agency licenses acupuncturists.

5. Go to a real doctor next time

Love this. I'm calling Groupon first thing tomorrow and working on an e-mail to them right now. Thank you for the info. I'll be filing all those complaints tomorrow, working on the research on who to write and where to mail the documents now.

And yeah... No more Groupon acupuncturists for me again!
 

wiredspider

Diamond Member
Jun 3, 2001
5,239
0
0
Aren't you suppose to ask the collectors to validate the debt, doesn't seem like they will have any proof since you never agreed in the first place...
 

Baked

Lifer
Dec 28, 2004
36,052
17
81
If you didn't sign a receipt stating that you agree to the terms of purchase, you can just tell Heather and Co. to take a hike.
 

Aharami

Lifer
Aug 31, 2001
21,205
165
106
can you ask the collection agency to prove that you owed her the money in the first place? If there is no proof, I dont see how they can come after you
 

MrsBugi

Platinum Member
Aug 19, 2005
2,481
5
0
IIRC, they have to show that you owe the debt. Until they do, ignore them.

I spoke with them on the phone and they said that they are sending a "collection letter" in the mail in a few days. I'll review it, but right now all they had to say on the phone was that they had a "solid contract in place with any client who uses our services."

I explained that I never agreed verbally or in writing and demanded proof. They responded the "client provided enough proof to them to open the claim" and that "my credit will be compromised in 45 days if I don't pay."

The shady-ass collection agency that contact me is Rash Curtis and I spoke with "Shayna" and manager David Pepin on the phone. Both "strongly urged" me to pay in full so as not to hurt my credit and "attempt to dispute afterwards."
 

zinfamous

No Lifer
Jul 12, 2006
111,851
31,343
146
If she tries to take me to small claims court, I'd GLADLY go. It'd actually be satisfying to have a judge put her in her place. I doubt she'd take me though because it's pretty clear she's in the wrong.

My question is this: I could be the one who takes her to small claims court. This is only if I pay the collection agency to prevent my credit from being hurt, and then sue her for fraud to try to get my $110 back (I think it's up to $113 now with "interest"). Should I do this? It's a headache but I'm willing to invest the time based on principle.

Here's your first move, and do it now:

call your State Attorney General. submit a complaint regarding the collection agency and the acupuncturist. You think they're going to keep bothering you with their shoddy fraud after they get a letter from the AG?


hmm, that sounds right. Heather is committing fraud, (extortion), while the collection agency is being unethical/lazy.

Of course, they could be in some sort of collusion. seriously--even for a collection agency, I'm suspicious that they would come after you based solely on this c^nt's word. think about it: Claim that some lady owes her money for service, use threat of credit hit and bullying from collection agency to claim money to get off your back.

It is not out of the realm of possibility.

sorry to hear this is happening. But, the reality is,--if there is nothing for them to put on you, then they will shrink back into the sewer from which they emerged, without your money.

and state AG's really love to go after collection agencies these days. Moreso if you are in New Jersey.
 

Farang

Lifer
Jul 7, 2003
10,913
3
0
I don't have specific advice except to say you are in control here. You don't need to be taking anyone to small claims, or wasting your time. Some people say you owe them money and have absolutely no proof. It is up to them to come and get it.

You probably end up calling Rush Curtis with some knowledge of what they are required to provide in terms of proof, and they realize they have no case and drop it.

edit: seeing your update, I'm assuming Rash pay on commission so you got no help on the phone. Wait and see if that evidence actually shows up.