Wondering if this is a scam or not

[dquan97]

Check
Accompanying letter

The check looks real. I'm wondering if I could simply cash the check and keep the $...is this a scam?

EDIT: The letter and check are addressed to me. My spidey-sense was tingling but I couldn't figure out the angle of the scam. I could call Citibank and verify that the account has funds.

EDIT 2: After calling the ph# to verify funds, voice menu reports that the check was paid 12 months ago.

 

[dullard]

Letter not found. Probably an EXPENSIVE loan based only on the check image.

 

[ric1287]

in the process you most likely get a new CC. Sine the letter is 404

 

[waggy]

got the name wrong. heh its harvey johnsen.

 

[Alone]

free $$?

Scam.

 

[waggy]

no letter.

 

[dquan97]

Originally posted by: dullard
Letter not found. Probably an EXPENSIVE loan based only on the check image.

Link to letter fixed.

 

[krunchykrome]

Use some common sense. Why would you receive a check in that amount? And why bother trying to cash it.

You know it's not yours. So don't try to cash it. What follows afterwards is known as karma.

 

[child of wonder]

Citibank had a change of heart and is liquidating their company. Every person in America gets $3,890. Enjoy!

 

[spidey07]

Originally posted by: dullard
Letter not found. Probably an EXPENSIVE loan based only on the check image.

Yep. Probably a loan or line of credit.

 

[dquan97]

Originally posted by: waggy
you in a fema area? the guy is in c harge of FEMA

no. sacramento, ca

The letter originated from Canada

 

[Chryso]

Take the check to the bank and find out if it is real.

 

[waggy]

scam "lottery promotion" says it all

 

[Alone]

...and when cleared must be used to pay for the taxes...

Scam.

 

[dullard]

Originally posted by: dquan97
Link to letter fixed.

The letter has scam written all over it.
1) You probably didn't enter this contest.
2) A small trip is worth $50k?
3) They have the money supposedly but for some reason didn't just give it all to you.
4) They pay you for taxes, but not nearly enough (~35% income tax on $50k isn't $3,890).
5) Advance ______ (fil lin the blank). Why not just give you the prize?

 

[Rastus]

Originally posted by: Alone

...and when cleared must be used to pay for the taxes...

Scam.

Yup. Good catch. Nigerian english is improving.

 

[TheTony]

FRAUD

 

[TheTony]

Fraud 2?

Fraud 3?

 

[TheTony]

Financial institutions can confirm the validity of checks marked "Issued by Integrated Payment Systems, Inc., Englewood, Colorado" by calling 1-800-223-7520 and following the guided menu.

 

[effee]

money is never free

 

[dquan97]

Originally posted by: TheTony

Financial institutions can confirm the validity of checks marked "Issued by Integrated Payment Systems, Inc., Englewood, Colorado" by calling 1-800-223-7520 and following the guided menu.

After calling that ph#, voice menu reports that the check was paid 12 months ago.

 

[Unmoosical]

Originally posted by: Chryso
Take the check to the bank and find out if it is real.

Take it to the bank and when they say it's fake let them take care of reporting it.

 

[jupiter57]

Cash the check and use that money to pay them the taxes on your winnings?
Dude, this has SCAM written all over it in giant bold red letters!

 

[GasX]

You cash check, you use funds to pay "processing fees", fake check is reversed, you are out $3890.

Stop eating the lead paint, dumbass...

 

[Skotty]

Free money is always a scam, unless it comes from your Mom or you happen to be the one doing the scamming.