Woke up to: Drunk Driver flipped his car and wrecked into my parked S2000

[swilli89]

:thumbsdown:

I need advice to how to handle this with insurance. So basically some recovering alcoholic flipped his Ford Fiesto a few times on my 35 mph street and hit my car that was parked on the street.

My car looks to be totaled as both axles are severely damaged, multiple wheels broken, and both ends wrecked.

My insurance agent said I should file the claim with his insurance (Geico). What should I know to do going into this?

 

[thesmokingman]

Called the cops yet? It should be elementary after that.

A longtime back I had some idiot drive right into my parked Acura Legend. Cops wrote report, not much to do after that. No need to prove jack. Insurance paid out replacement. For your car though, you might have to fight a bit since your car has a higher resale than typical for the make.

**Btw, shouldn't your agent start the process? Isn't that his JOB?

 

[jlee]

Ouch..that really sucks. 🙁

Your insurance should be working this out with the driver's insurance company. You shouldn't have to deal with them directly at all - that's part of what your insurance company gets paid to do. If you get a low offer, find similar S2000's for sale as comparisons and make sure you get what you should.

 

[HarryLui]

Your insurance should be working this out with the driver's insurance company.

This, keep calling back until you get an agent that will do his job.

Unless you only have liability, then YOU have to call the other guy's insurance.

 

[Ns1]

....and with that, the price of S2K's just went up a little more.

 

[dave_the_nerd]

Rip, s2000. 🙁

 

[exar333]

Bummer. 🙁

 

[Jumpem]

File a claim with your insurance company and let them handle it.

 

[Ns1]

File a claim with your insurance company and let them handle it.

evidently his insurance company is lazy

 

[thesmokingman]

evidently his insurance company is lazy

Must be an east coast thing with their whole agent/middleman nonsense. Can't he call his insurer directly?

 

[NutBucket]

Depends on the insurance company. Not all of them sell direct.

 

[jaha2000]

your agent told you to file a claim with his insurance company? Umm, pretty sure thats why you pay him?

 

[XavierMace]

Not to sound insensitive, but getting a Fiesta to flip multiple times has to take talent.

 

[fleshconsumed]

your agent told you to file a claim with his insurance company? Umm, pretty sure thats why you pay him?

It depends if he has comprehensive or liability only. If he only has liability, then yes, he'd have to deal directly with the other guy's insurance company. If he has comprehensive then his own insurance should take care of all of it.

 

[fleshconsumed]

Not to sound insensitive, but getting a Fiesta to flip multiple times has to take talent.

On a 35mph street no less...

 

[reallyscrued]

Not to sound insensitive, but getting a Fiesta to flip multiple times has to take talent.

No it doesn't, you could flip your car a few times pretty easily no matter what it is.

Drive on the highway and suddenly pull your wheel to one direction really hard. You'll be flipping in no time! The Fiesta being shaped like an egg probably makes it even easier.

Condolences on the S2k.

 

[Tidekilla115]

That sucks dude good luck with getting it worked out.

 

[jlee]

No it doesn't, you could flip your car a few times pretty easily no matter what it is.

Drive on the highway and suddenly pull your wheel to one direction really hard. You'll be flipping in no time! The Fiesta being shaped like an egg probably makes it even easier.

Condolences on the S2k.

I'm pretty sure the OP doesn't live on a highway...and most people don't have tires sticky enough to make their cars roll (unless you're talking tall top-heavy vehicles).

 

[Phanuel]

Not to sound insensitive, but getting a Fiesta to flip multiple times has to take talent.

http://www.autoblog.com/2015/01/14/ford-fiesta-banned-scca-autocross-rollover-report/

Nope, they're actually really easy to roll.

 

[thesmokingman]

http://www.autoblog.com/2015/01/14/ford-fiesta-banned-scca-autocross-rollover-report/

Nope, they're actually really easy to roll.

lol that is pretty sad, though it's in good company with the fiat 500.

 

[dawheat]

Damn - what year/color? Had a 2004 S2000 for several years - probably the car I've owned that I'm most fond of though I'm too old now to be able to daily drive a car like that.

 

[cbrsurfr]

Pics?

 

[ElFenix]

:thumbsdown:

I need advice to how to handle this with insurance. So basically some recovering alcoholic flipped his Ford Fiesto a few times on my 35 mph street and hit my car that was parked on the street.

My car looks to be totaled as both axles are severely damaged, multiple wheels broken, and both ends wrecked.

My insurance agent said I should file the claim with his insurance (Geico). What should I know to do going into this?

if that's what your insurance agent's advice was then you need to fire your insurance agent. you need to file with your insurance and make them do their job in going after geico.


also, ebay motors is about the best place you can go to find actual prices of cars. change the listing view to 'sold' and start looking for similar cars.

 

[fr]

came here for pics...disappoint.

 

[thomsbrain]

Wow, that really sucks. Another one bites the dust. 🙁

If you have comprehensive, you can file a claim with your insurance and let them sort it out. Some insurance companies are good about handling non-customer claims, though. AAA were faster and more responsive than my own State Farm agent when a AAA-insured car rear-ended me.