Window cracked on a rental car...

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manlymatt83

Lifer
Oct 14, 2005
10,051
44
91
I rented a car last night. Didn't take their insurance because my own personal car insurance covers me for everything. My credit card also provides me with decent insurance (secondary?). I woke up this morning and there was about a quarter sized crack in the windshield on the passenger side. No idea how it got there. Doesn't look malicious but who knows. What to do?
 
jpeyton

jpeyton

Moderator in SFF, Notebooks, Pre-Built/Barebones
Moderator
Aug 23, 2003
25,375
142
116
Originally posted by: guyver01
Originally posted by: manlymatt83
What to do?
Click to expand...

nothing.

see if the rental agent notices it... if they do.. file a claim with your insurance company
Click to expand...
/thread
 
FelixDeCat

FelixDeCat

Lifer
Aug 4, 2000
31,126
2,744
126
You didnt get a damage waiver? Youre lucky its just a window because you would have been crying. I know people always moan about it and call it stupid but it has saved me so many times I cant even count anymore.
 
guyver01

guyver01

Lifer
Sep 25, 2000
22,135
5
61
Originally posted by: FelixDeKat
You didnt get a damage waiver? Youre lucky its just a window because you would have been crying. I know people always moan about it and call it stupid but it has saved me so many times I cant even count anymore.
Click to expand...

why would you pay extra for something your insurance provides for free?
 
boomerang

boomerang

Lifer
Jun 19, 2000
18,883
641
126
Do you have glass coverage on your policy? You might want to call your insurance company and see what their take is on it. Before that crack gets any bigger, you may be able to get it fixed by one of those stone chip/crack repair companies. There typically is no deductible and they will bill your insurance company directly. No out of pocket expense to you. It's important to fix these quickly before they spread and the whole windshield needs to be replaced.

In other words, fixing it now may cost you nothing. In addition, they may come to the car to fix it. I obviously don't know what your itinerary is.

 
DaTT

DaTT

Garage Moderator
Moderator
Feb 13, 2003
13,295
122
106
Originally posted by: FelixDeKat
You didnt get a damage waiver? Youre lucky its just a window because you would have been crying. I know people always moan about it and call it stupid but it has saved me so many times I cant even count anymore.
Click to expand...

You are aware that your own insurance company provides you with a little thing called insurance?...That you are already paying for.
 
FelixDeCat

FelixDeCat

Lifer
Aug 4, 2000
31,126
2,744
126
Originally posted by: DaTT
Originally posted by: FelixDeKat
You didnt get a damage waiver? Youre lucky its just a window because you would have been crying. I know people always moan about it and call it stupid but it has saved me so many times I cant even count anymore.
Click to expand...

You are aware that your own insurance company provides you with a little thing called insurance?...That you are already paying for.
Click to expand...

You are aware that filing claims and covering that $500 or $1000 out of pocket deductable could lead to higher premiums or outright cancelletion for you? And you will be pay for that for a long time. Id rather pay a couple of cheesy little dollars up front for the waiver and be done with it right there.
 
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