Originally posted by: Dman877
If lightning hits a house without a lightning rod, it doesn't matter what kind of surge protection or ups your electronics are plugged into. This actually happened to a friend of mine and the insurance people told her that within a year, everything electronic in her house, whether surge protected or not would fail. They were right, one after another every computer, appliance, light etc just stopped working, the stuff on surge protectors went with everything else. That wasn't the worst part though, her septic pump also got blown and the line to the septic field was uphill so it backed up into the house! The sh!t literally hit the fan

.
Think of surge protectio as more like insurance. They usually give you 5 or 10 grand worth of equipment protection on average surge bars, a good ups will have up to 50 or even 80 grand worth of protection though.