Thought there was an issue with NTSF formatting on SSD USB devices, eg. In the begining of Win7 you could format a thumbdrive NTSF but after SP1 you couldnt because there was rumors of them being bricked (Not a rumor for me).
I had to use "Convert" to convert my thumbdrives to NTSF and on accasion still brick one or lose data, So I dont think the issue has been resolved.
NT
FS. But anyway, I've heard of some SD cards bricking due to using different FSes (very rare thing, today), but not regular USB drives, and have never encountered that, myself, either (I always reformat to NTFS, since it's more reliable and compatible than FAT32). Older USB drives would die quicker with NTFS, as they would come from the factory with a FAT32 partition that was aligned to their blocks and pages, with clusters set to their specific page sizes, which tended to be large (today page sizes tend to be 4K or 8K, so it's not a big deal).
The
convert utility may have problems in the case of a FAT FS that needs a full chkdsk scan and repair run on it, though. I'm not sure what happens, then, since I've never used it in that context, and always ran a full chkdsk before using it with an OS drive.
Do thumbdrives have to be formatted FAT32 to be bootable?
No, the partition just needs to be bootable.