As the title suggests, why do you have to pay to view your credit score? I know you can get a free annual one but after that you must fork over money.
You are entitled to one free credit REPORT each year. This report does NOT contain a FICO score or any of the scores of the 3 credit bureaus.
You can check your credit for free at Credit Karma. It provides a score that should be fairly close to your FICO score.
Well... You could always apply for an auto loan or a mortgage.... They'll give you your score if you ask for it when they check your credit.
This thread and threads similar like this are why I think we do need to have basic personal finance to be taught in schools.
... why do you have to pay to view your credit score? ....
Your credit score is something put together by private companies (Experian, Equifax, and TransUnion) and is not some government program like a ssn etc. You paying for it is how these companies stay in business.
Creditkarma's "FAKEO" scores seem to be low, though. My real FICO score (830) is a solid 60 points higher than what creditkarma thinks it is (770).