Roger that! Supply and demand. Two years ago, I could pick up Hitachi Enterprise drives of a certain size for about $80 -- pulled from server farms and other business use. You find fewer and fewer of these, and now the refurb-surplus is with drives of a higher capacity. I'm not sure the prices have increased as much as the OP thinks, but there's a lot of change occurring.
OEM desktops don't ship with 3.5" HDDs anymore -- or that's what I've long assumed. You can either buy new -- if a manufacturer thinks he can make a little money with a certain size or spec -- or buy corporate surplus refurbed.
Personally, I'm inclined to a goal of deploying only 2.5" HDDs. But you can't get a 12TB 2.5" Barracuda. 5TB seems to be the upper limit.