- Dec 18, 2007
From a more detailed search the cheapest I found was $362 a month BUT, that's with a $25,000 out of pocket max for a family of three, and a $20,000 deductible, and a 30% co-insurance. Mind you this is the minimum, and it is only a quote, which is going to be jacked up to hell if there is an type of pre-existing condition, or bad medical history.That wasn't the question. You claim individual insurance is unaffordable to most. A quick glance online tells me individual insurance ranges from $250-450 a month. You're trying to say that's unaffordable?