Who is benefiting from our Dear Leader's new healthcare plans?

[fskimospy]

Not much you can do about it. The vast majority of sheeple think that Obamacare actually lowered the cost of healthcare. They never seem to have heard "nothing is free", let alone grasp the concept that healthcare finance is a zero sum game.

Notice that nobody will even do the math for themselves? Just how the govt. likes their fodder, uneducated and easily controlled.

The only thing we can do is protect ourselves.

Oh, btw, the financial models for 2015 are hideous looking. If our leader doesn't get enrollment of young healthy people up by another 30%, rates are going to skyrocket.

When you're done linking the CMS and private plan administrative financials feel free to link the actuarial analysis that says rates are going to skyrocket.

We will all be patiently waiting.

 

[BikeJunkie]

When you're done linking the CMS and private plan administrative financials feel free to link the actuarial analysis that says rates are going to skyrocket.

We will all be patiently waiting.

I remember comments like these from Obama's followers right before it all went to hell.

"It's not going to work. Something will have to pay for this."

"Haters gone h8!!!1"

If recent history is any indication, you won't need to wait for actuarial analysis at all. If a simple grasp of math isn't sufficient, reality ought to do the trick. Oh wait, that failed on you, too.

 

[Phynaz]

When you're done linking the CMS and private plan administrative financials feel free to link the actuarial analysis that says rates are going to skyrocket.

We will all be patiently waiting.

Yeah, because health care companies make their competitive information public.

See if your employer will even give one of their employees their projections.

Btw, still waiting for you to do the math. Simple division too tough for you?

 

[Phynaz]

I remember comments like these from Obama's followers right before it all went to hell.

"It's not going to work. Something will have to pay for this."

"Haters gone h8!!!1"

If recent history is any indication, you won't need to wait for actuarial analysis at all. If a simple grasp of math isn't sufficient, reality ought to do the trick. Oh wait, that failed on you, too.

Bookmark this thread and come back in November, all these people are going to be screaming their heads off when they get their 2015 enrollment materials.

Maybe the lightbulb will light up for a couple of them, but most will never make the connection.

 

[fskimospy]

Yeah, because health care companies make their competitive information public.

See if your employer will even give one of their employees their projections.

Btw, still waiting for you to do the math. Simple division too tough for you?

It is very telling that you won't link any actual sources.

 

[Phynaz]

Watch the administrative costs skyrocket as govt. regulation increases.
https://www.bluecrossmn.com/internet_core/en_US/ccurl/46/105/C1154R05_web.pdf

Oh, wait, that would make the people that can't divide two whole numbers have to actually comprehend a financial statement!

 

[Phynaz]

It is very telling that you won't link any actual sources.

It's very telling that you are afraid to go to the CMS website yourself. You've been lead to the water. They've got nice big spreadsheets online for you to "analyze".

They even give you instructions on how to use them.

 

[fskimospy]

It's very telling that you are afraid to go to the CMS website yourself. You've been lead to the water. They've got nice big spreadsheets online for you to "analyze".

They even give you instructions on how to use them.

You realize that I already know you're full of shit, right? I am asking you to link your sources so I can show you this using your own info.

You already showed how bad your argument is by linking to a source that refuted your own argument. I am just waiting for the rest.

 

[Phynaz]

I didn't think you'd put forth the effort to educate yourself. It's what happens when you become too accustomed to suckling on the govt. teat. You lose the ability to think for yourself. You become comatose, just like when you were suckling on your mothers teat.

Have a good weekend.

 

[fskimospy]

I didn't think you'd put forth the effort to educate yourself. It's what happens when you become too accustomed to suckling on the govt. teat. You lose the ability to think for yourself.

Have a good weekend.

Lol. You get really mad when someone actually asks you to back up your bullshit with an actual source.

 

[chucky2]

Heck I'm sorta curious your explanation for how entities can have their financials stated, audited, whatnot, and then years later someone gets popped for embezzling/diverting/stealing funds. Yet, all those years, 'the numbers' where right there for everyone to see and agree that 'those are the numbers'.

It's like you actually trust this stuff...

 

[WhipperSnapper]

 

[WhipperSnapper]

Our group rates went up 30%. Our insurance broker has warned us to fully expect another 20%+ next year. We have heavily shopped different plans and insurance companies, our coverage has gone down, yet are rates are skyrocketing.

Have you considered endorsing socialized medicine? Nation's that use real socialized medicine spend far less than 17.6% of their GDP on health care, have zero medical bankruptcies (compared to the hundreds of thousands per year in the United States), have 100% coverage, have a more contented populace, and don't have an economy and business environment that is not burdened by health care concerns.

So who, exactly, is benefiting from our Dear Leader's healthcare plans?

Health insurance companies, health insurance company executives, hospital executives, insurance brokers, Big Pharma, and advertising agencies.

Obamacare is the Republican's plan for saving the private health insurance companies.

In other words, you're totally fine with our Dear Leader claiming that this entire thing is about the working class, the middle class.... Just to get it passed.. When in reality it's catered 100% towards people riding the handout train?

It's catered for friends of the Republicans -- Insurance Company Executives, Hospital Executives, Pharmaceutical Executives, etc. This is the (Republican) plan that's supposed to distract Americans from even contemplating socialized medicine. It serves the interests that would suffer under socialized medicine. Maintaining our current pseudo-free market system allows insurance company executives to be able to continue purchasing yachts. It's also good for the yacht industry.

 

[WhipperSnapper]

Got it, you're among the first to be honest about what it is... Socialized healthcare.

If this is socialized healthcare, how do you explain the existence of the private health insurance companies and private hospitals? Last I checked, we were wasting a huge amount of money on having private health insurance companies and overpaid hospital executives. You do realize that if this is "socialized healthcare" that it is, by far, the most inefficient and ineffectual "socialized healthcare" system in the world, right?

 

[WhipperSnapper]

If you live in the right wing bubble you think that the ACA has been some unmitigated disaster, but there's little objective evidence to support that. Several years from now I imagine Republicans will look back on their strategy of waiting for the ACA to implode on its own and think what a mistake it was, but I guess we will just have to wait and see.

The ACA is indeed an unmitigated disaster, not because the idea of health insurance for all is a bad idea, but because our current quasi-free market health care system itself is an unmitigated disaster, and it was a disaster long before anyone had heard of Obama and the ACA.

 

[WhipperSnapper]

Fuck democracy. Whatever our Dear Leader wants, he gets.

Not really. If you paid attention when the politicians were working on the ACA, Obama said something to effect that if he were designing a health care system from scratch, this isn't how he would do it.

For those who can read between the lines, he was hinting that he privately supports having real socialized medicine.

I also remember him saying something to the effect that the ACA was the best he could do. It would have been politically impossible to pass real socialized medicine because the big insurance companies, private hospitals, and pharmaceutial companies have too much influence on the political process and also because much of the mindless populace is terrified of the word "socialism".

So, the ACA really isn't what Obama wants. In fact, it's really the Republican's plan to save the insurance companies and the yacht industry.

 

[Jhhnn]

Barry isn't Dear Leader enough for my liking; he has yet to deliver a cart full of white virgin 18 year old females to every black man in America.

He needs to step up his game before 2016 rolls around - can't let the brothers down you know.

Your sheets are showing. Might want to tuck 'em in a little bit when in polite company.

 

[Bowfinger]

Your sheets are showing. Might want to tuck 'em in a little bit when in polite company.

That was pretty clearly sarcasm. He was mocking SpatiallyAware.

 

[Thump553]

Big surprise-this thread is yet another hater circle jerk. P&N used to have interesting and lively discussions-now it has descended in totally being soapbox threads-a wannabe pundit starts a thread with a cookie cutter inflammatory post followed by numerous "damn right" posts and the occasional "you're nutz" post from followers of "the other side."

Personally my wife and I have health insurance for the first time in two years because of Obamacare. Beforehand health insurance would have been our largest monthly bill by far (probably 50% higher than the mortgage) for a couple with no heath issues at all. One thing I have noticed IN THE REAL WORLD is that the vast number of people complaining about Obamacare being socialized medicine get their health insurance essentially cost free through their employer-and it's usually a government employer at that. Only a tiny few of the whiners are those who actually had to buy their own coverage.

Oh, and BTW we haven't filed a single claim yet under Obamacare so we aren't milking the system. The policy we got is the same policy and same insurer we last had pre-Obamacare-along with the significant improvements that law caused (increased coverage, no more preexisting crap, reduced bias against female insureds).

 

[boomerang]

Big surprise-this thread is yet another hater circle jerk. P&N used to have interesting and lively discussions-now it has descended in totally being soapbox threads-a wannabe pundit starts a thread with a cookie cutter inflammatory post followed by numerous "damn right" posts and the occasional "you're nutz" post from followers of "the other side."

When was it that all these "interesting and lively discussions" were going on? Was it during the 8+ years of Bush bashing? Be honest now.

Personally my wife and I have health insurance for the first time in two years because of Obamacare. Beforehand health insurance would have been our largest monthly bill by far (probably 50% higher than the mortgage) for a couple with no heath issues at all. One thing I have noticed IN THE REAL WORLD is that the vast number of people complaining about Obamacare being socialized medicine get their health insurance essentially cost free through their employer-and it's usually a government employer at that. Only a tiny few of the whiners are those who actually had to buy their own coverage.

So based on your observations, it is entirely justified to marginalize the very real concerns of a few "whiners" because you've got yours. This is a prevalent attitude these days. Harry Reid should be very proud of you.

Oh, and BTW we haven't filed a single claim yet under Obamacare so we aren't milking the system. The policy we got is the same policy and same insurer we last had pre-Obamacare-along with the significant improvements that law caused (increased coverage, no more preexisting crap, reduced bias against female insureds).

Are you getting a subsidy? That would mean that the labor of other people is going towards reducing the cost of your insurance. Should everyone just be accepting of that? How much is the deductible for the two of you versus the last time you had insurance?

 

[Thebobo]

....
So based on your observations, it is entirely justified to marginalize the very real concerns of a few "whiners" because you've got yours. This is a prevalent attitude these days. Harry Reid should be very proud of you.

Well at least he is on topic by answering the thread question of who is benefiting from our Dear Leader's new healthcare plans? Damn him!

 

[AyashiKaibutsu]

My parents benefited pretty enormously.

 

[Fern]

-snip-

Personally my wife and I have health insurance for the first time in two years because of Obamacare. Beforehand health insurance would have been our largest monthly bill by far (probably 50% higher than the mortgage) for a couple with no heath issues at all. One thing I have noticed IN THE REAL WORLD is that the vast number of people complaining about Obamacare being socialized medicine get their health insurance essentially cost free through their employer-and it's usually a government employer at that. Only a tiny few of the whiners are those who actually had to buy their own coverage.

Oh, and BTW we haven't filed a single claim yet under Obamacare so we aren't milking the system. The policy we got is the same policy and same insurer we last had pre-Obamacare-along with the significant improvements that law caused (increased coverage, no more preexisting crap, reduced bias against female insureds).

Several things:

1. You seem to be saying that you have abetter policy for much lower cost. But you have provided no details.

2. What has driven your cost so low? Are you heavily subsidized?

3. Plenty of people who don't have employer provided plans (whether they work for the govt or not) have been complaining. In fact seems to me most are in the individual market since their extensions etc didn't come until too late in the game.

But mostly I'm really curious about what drove your HI premiums down so much (assuming it's substantial but you didn't specify):

- It can't be because of the change for pre-existing conditions, since you claim to have none.

- It can't be because of increased competition among insurers because there is none.

I can only imagine it is because you are heavily subsidized

So, yes, those who are heavily subsidized, whether it be private HI or expanded Medicaid, will benefit. But how many will that end up being? And will it end up being worth it considering how many others are taking it in the shorts so you get cheap HI? (Actually, not cheap just paid for by others.)

Fern

 

[GWestphal]

I don't understand the fuss. The highest plan I see is 300/mo for super low deductible. You can get catastrophic only for 80/mo.

Is it substantially higher for older people or something?

 

[Fern]

I don't understand the fuss. The highest plan I see is 300/mo for super low deductible. You can get catastrophic only for 80/mo.

Is it substantially higher for older people or something?

Yes.

Fern