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Who here doesn't have health insurance?

I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.
 
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

 
I don't. At least for another month-- ended when I graduated (12/14/08) and have been since unemployed. New FT job starting 3/16 though, so hopefully I can make it 'til then.
 
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

Cite your source on health care cost = to cable or cell phone cost. My cable bill was about $40/mo before I canceled it and my cell phone is $45/mo. WTF kind of coverage can you get for that price?
 
Originally posted by: Farang
Me baby, I'm indestructible.

:music:
Determination that is incorruptible
From the other side
A terror to behold
Annihilation will be unavoidable
Every broken enemy will know
That their opponent had to be invincible
Take a last look around while you're alive
I'm an indestructible Master of War!
:music:
 
Originally posted by: Paladin3
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

Cite your source on health care cost = to cable or cell phone cost. My cable bill was about $40/mo before I canceled it and my cell phone is $45/mo. WTF kind of coverage can you get for that price?

word. if you pay for your own insurance, it's like 250 a month
 
Plus you need cable and a cell phone to job hunt, or at least it is very valuable. Cable TV I wouldn't pay for anyway.
 
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

My wife and I went without it for a while when we were unemployed a few years ago.

If you're trying to compare insurance with other services, you fail.
 
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

I'm lucky to still have a job and health coverage through it, but I actually just canceled my cable (which was only $15/mo basic anyway, but I just don't watch TV other than football) and my cell phone is really cheap because I'm still on my parents' family plan.

If I lost my job I'm not sure what I'd cut. I guess my Blockbuster subscription. My internet is already very cheap ($34/mo for 7 Mbit; any reduction in speed wouldn't save much money and would probably hurt my ability to find a new job).
 
I do now, but I was uncovered for about 5 years while in college. I was covered under my dad's plan, but he retired my freshman year and none of the jobs I worked offered coverage. I didn't get coverage again until I got my first post-college job.
 
I don't have good health insurance. I have a $2000 deductible, so its really only for catastrophic things.

1) I'm in college, so I have the free/cheap clinic for minor stuff
2) My dad is a contract worker so he doesn't get benefits and good insurance is too expensive
 
i have it, but it's all a crock of shit.

1. Get insurance, pay premiums. Use doctor and pay until deductible met. Only a subset of medical procedures paid for by insurance. Must be in network or face rape.

2. Premiums go up. No matter what.

3. Don't go to doctor all year, decade, life. Doesn't matter, pay premiums. Premiums go up. Must increase deductible to offset premium increase, but both still go up.

Repeat for eternity.
 
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that [/b]basic coverage costs about the same amount. [/b]

show me.
 
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

If I lost my job, yes I would cut cable. I could steal wi-fi, and could live with an HD Antenna. I haven't watched a "premium" non-local station in over a year.

When I wasn't working, Sprint let me go on a "lifeline" plan, which was less than $20 per month AFTER taxes. I also had TV through a direct-connect cable, but I did pay for internet. I'd cut that in a minute if I had to though.
 
Up until approximately HS, we only had catastrophic coverage (hospitalization level). My parents just paid for everything out of pocket (well using a medical savings account, probably precursor to what is available thru now). In HS, college and grad school we had coverage through my uncle's company. Then I graduated last December and got a high deductible plan designed for people in their 20s Tonik. $82/month. Had that coverage up until July, then went 7 days without paying the premium (uninsured!!!) until job started.

Interesting NY Times article or is this what provided your inspiration?

If I got laid off, I'd probably "move in" with my sister in CA and get the Tonik product again.
 
I like the changes to cobra if you go unemployed now, 65% discount for 9 months. One of the few good things about this stimulus bill.
 
Originally posted by: amdhunter
Originally posted by: halik
Originally posted by: amdhunter
I'd guess most people who are unemployed will check in... If I lost my job, I'd probably stop paying for coverage.

Would you stop paying for cable? Cell phone?

The reason why I ask is I see people going to 0 health care coverage much quicker than cutting some other non essentials, despite the fact that basic coverage costs about the same amount.

If I lost my job, yes I would cut cable. I could steal wi-fi, and could live with an HD Antenna. I haven't watched a "premium" non-local station in over a year.

When I wasn't working, Sprint let me go on a "lifeline" plan, which was less than $20 per month AFTER taxes. I also had TV through a direct-connect cable, but I did pay for internet. I'd cut that in a minute if I had to though.

How did you conduct phone interviews with so little minutes? I'm on a family plan, so that's a minimal expense for me..I'd move back home though long before I'd give up my iPhone data plan at $30/month.
 
Originally posted by: erub
Up until approximately HS, we only had catastrophic coverage (hospitalization level). My parents just paid for everything out of pocket (well using a medical savings account, probably precursor to what is available thru now). In HS, college and grad school we had coverage through my uncle's company. Then I graduated last December and got a high deductible plan designed for people in their 20s Tonik. $82/month. Had that coverage up until July, then went 7 days without paying the premium (uninsured!!!) until job started.

Interesting NY Times article or is this what provided your inspiration?

If I got laid off, I'd probably "move in" with my sister in CA and get the Tonik product again.

Link fail for Tonik
 
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