Hidden Health Tax: Americans Pay a Premium
When some of us are uninsured, all of us pay the price. Uninsured people pay as much toward their care as they can afford. Often, however, the uninsured cannot afford to pay the entire bill, and a portion of it goes uncompensated.
To make up for these uncompensated care costs, doctors and hospitals charge insurers more for the services provided to patients who do have health coverage. Insurers, in turn, charge higher health insurance premiums to consumers and businesses. This cost shift to premiums creates a “hidden health tax.”
http://familiesusa.org/product/hidden-health-tax-americans-pay-premium
Study: Insured pay 'hidden tax' for uninsured health care
The average U.S. family and their employers paid an extra $1,017 in health care premiums last year to compensate for the uninsured, according to a study to be released Thursday by an advocacy group for health care consumers.
Families USA, which supports expanded health care coverage, found that about 37% of health care costs for people without insurance — or a total of $42.7 billion — went unpaid last year. That cost eventually was shifted to the insured through higher premiums, according to the group.
"I don't think anybody has any idea about how much they are paying because of the need to cover the health care costs of the uninsured," said Ron Pollack, the group's executive director. "This is a hidden tax on all insurance premiums, whether it is paid by business for their work or by families when they purchase their own coverage."
http://usatoday30.usatoday.com/money/industries/insurance/2009-05-28-hiddentax_N.htm
Key Facts about the Uninsured Population - Henry J Kaiser Family Foundation
Decreasing the number of uninsured is a key goal of the Affordable Care Act (ACA), which provides Medicaid coverage to many low-income individuals in states that expand and Marketplace subsidies for individuals below 400% of the poverty line. Baseline estimates show that over 41 million individuals were uninsured in 2013, prior to the start of the major ACA coverage provisions, and early evidence suggests that the ACA has reduced this number. This brief describes trends in coverage leading up to the ACA, reviews early estimates of the impact of the ACA on the uninsured, examines the characteristics of the uninsured population, and summarizes the access and financial implications of not having coverage.
http://kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/
BS how? Oh yea, because a $95 minimum fine makes up for the supposed $1000 of an uninsured person? Because most people's premiums have gone up? Because now insurance is being subsidized (ie: given away for free)? What's a $150 a month subsidy for someone making $22-23k a year? Oh yea, fucking more than $1000. And wait, that money comes from... thin fucking air? But wait, there's more, they're also paying $100 a month themselves, too? I guess that makes your links something other than obviously wrong somehow?
Individuals have always been able to get health insurance privately. Whether or not they could afford the premium is what mattered. Now, what matters? How much money everyone else is paying for some asshole to give a shitton of money to a corporation, just so they can have deductibles that they'll never hit anyways unless under extreme circumstances, in most cases. Perhaps your mom's, sister's, cousin's, brother's former roommate should have not been a dumbass and sued the driver, gotten on his parent's insurance, or applied for insurance privately. Otherwise, the choice was his -- tough shit.
I don't think you really comprehend how insurance works, or how giving shit away through subsidies works. Your sources mean nothing when weighted against the abomination that is Obamacare. It is a sham, nothing more, nothing less. Premiums have risen, taxes (oh wait, I guess I mean.. fines) have risen, government control over individual choice has risen, and everyone but the dickheads that refuse to get jobs, educate themselves, or shit out as many kids as possible to get free stuff is getting buttfucked.
