Who else is dealing with taxes after enrolling in the Afforable Healthcare Scam?

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mrjminer

Platinum Member
Dec 2, 2005
2,739
16
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Hidden Health Tax: Americans Pay a Premium
When some of us are uninsured, all of us pay the price. Uninsured people pay as much toward their care as they can afford. Often, however, the uninsured cannot afford to pay the entire bill, and a portion of it goes uncompensated.
To make up for these uncompensated care costs, doctors and hospitals charge insurers more for the services provided to patients who do have health coverage. Insurers, in turn, charge higher health insurance premiums to consumers and businesses. This cost shift to premiums creates a “hidden health tax.”
http://familiesusa.org/product/hidden-health-tax-americans-pay-premium

Study: Insured pay 'hidden tax' for uninsured health care
The average U.S. family and their employers paid an extra $1,017 in health care premiums last year to compensate for the uninsured, according to a study to be released Thursday by an advocacy group for health care consumers.
Families USA, which supports expanded health care coverage, found that about 37% of health care costs for people without insurance — or a total of $42.7 billion — went unpaid last year. That cost eventually was shifted to the insured through higher premiums, according to the group.
"I don't think anybody has any idea about how much they are paying because of the need to cover the health care costs of the uninsured," said Ron Pollack, the group's executive director. "This is a hidden tax on all insurance premiums, whether it is paid by business for their work or by families when they purchase their own coverage."
http://usatoday30.usatoday.com/money/industries/insurance/2009-05-28-hiddentax_N.htm

Key Facts about the Uninsured Population - Henry J Kaiser Family Foundation
Decreasing the number of uninsured is a key goal of the Affordable Care Act (ACA), which provides Medicaid coverage to many low-income individuals in states that expand and Marketplace subsidies for individuals below 400% of the poverty line. Baseline estimates show that over 41 million individuals were uninsured in 2013, prior to the start of the major ACA coverage provisions, and early evidence suggests that the ACA has reduced this number. This brief describes trends in coverage leading up to the ACA, reviews early estimates of the impact of the ACA on the uninsured, examines the characteristics of the uninsured population, and summarizes the access and financial implications of not having coverage.
http://kff.org/uninsured/fact-sheet/key-facts-about-the-uninsured-population/

BS how? Oh yea, because a $95 minimum fine makes up for the supposed $1000 of an uninsured person? Because most people's premiums have gone up? Because now insurance is being subsidized (ie: given away for free)? What's a $150 a month subsidy for someone making $22-23k a year? Oh yea, fucking more than $1000. And wait, that money comes from... thin fucking air? But wait, there's more, they're also paying $100 a month themselves, too? I guess that makes your links something other than obviously wrong somehow?

Individuals have always been able to get health insurance privately. Whether or not they could afford the premium is what mattered. Now, what matters? How much money everyone else is paying for some asshole to give a shitton of money to a corporation, just so they can have deductibles that they'll never hit anyways unless under extreme circumstances, in most cases. Perhaps your mom's, sister's, cousin's, brother's former roommate should have not been a dumbass and sued the driver, gotten on his parent's insurance, or applied for insurance privately. Otherwise, the choice was his -- tough shit.

I don't think you really comprehend how insurance works, or how giving shit away through subsidies works. Your sources mean nothing when weighted against the abomination that is Obamacare. It is a sham, nothing more, nothing less. Premiums have risen, taxes (oh wait, I guess I mean.. fines) have risen, government control over individual choice has risen, and everyone but the dickheads that refuse to get jobs, educate themselves, or shit out as many kids as possible to get free stuff is getting buttfucked.
 

mnewsham

Lifer
Oct 2, 2010
14,539
428
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Well the ACA plans for a family

depends entirely on your state and your family and how much you're willing to pay. So you can throw out worse case scenario numbers if it makes you feel better, but I can assure you I paid $50 out of pocket for the whole thing. This insurance is provided by my moms employer so she didn't go through the marketplace for it.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
depends entirely on your state and your family and how much you're willing to pay. So you can throw out worse case scenario numbers if it makes you feel better, but I can assure you I paid $50 out of pocket for the whole thing. This insurance is provided by my moms employer so she didn't go through the marketplace for it.
Oh you're absolutely correct. My mistake sorry.
 
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phucheneh

Diamond Member
Jun 30, 2012
7,306
5
0
I don't want to have to quote the above quoted post (Tombstone's) again, so let me just say:

My word, are you one dense individual. Have you ever considered actually taking this factual information that seems to make you feel so intelligent, and actually processing it through that brain of yours? You would realize how your points are...pointless.

I could write a page of text absolutely destroying you, based just on your first sentence. Let me at least quote that:

When some of us are uninsured, all of us pay the price.

Oh noes, poor people get hurt and don't pay the bill! Oh god, it's driving my healthcare costs THROUGH THE ROOF! How can we fix this?!

I KNOW! Force the poor to be insured! Then the healthcare companies pay for the cost of their care, not me! (o_O)

Oh, what's that? They can't afford the insurance? Never you mind, we'll just have the government pay for that! The government prints money! It's free! FRRREEEEEEE, I TELL YOU! (o_O)

Oh, and the point I know you DEFINITELY wouldn't make: you know, the bit about how all the insurance rates for healthy young people go up. The bit that is totally transparent, and shouldn't even require any logic to process into knowledge that forcing those damned freeloading poor people to have their own insurance ('cause they're costing me money!) and then making making it free/almost free...COSTS YOU MONEY.

Jesus. Christ.
 

mikeford

Diamond Member
Jan 27, 2001
5,671
160
106
Healthcare and insurance industries making billions from it, millions of people have other people paying for it for them, fixing this is going to be a difficult issue.

Each election cycle more of the people who voted for Obamacare are being tossed out, and that is a step in the right direction.
 

SparkyJJO

Lifer
May 16, 2002
13,357
7
81
Well that's how it works in a lot of the developed world these days.

And for a good reason:
If you don't own a car, you won't need to worry about replacing anything after an accident.
If you don't own a home, you aren't at risk for damages caused by nature (by the way, you'll most likely want, if it is not required, to have renter's insurance).
I don't think there's a single way to avoid the risk of something happening to your body, either from the external world or from imperfect genetics.

But that's my choice. If I don't carry insurance, and I get horribly sick or whatever, well OK, I screwed myself. It is a little irritating to see how much I've paid in insurance over the years, but I just keep telling myself that I'm basically putting the money forward for when that inevitable time comes that I'll need to use it and it'll pay for itself... maybe.

I wouldn't ever say it is a good idea to go without health insurance just because of the unknowns and how expensive it is (no thanks to the government, they're a big part of the reason for that) but to be required by law to have it, and punished for not having it - due to not being able to afford it perhaps - is wrong. It is a tax on simply existing. Even more stupid to require you to pay for extra stuff you don't need (i.e. the women's health stuff I mentioned earlier). And then they have the nerve to call it "affordable" :rolleyes:
 

cbrunny

Diamond Member
Oct 12, 2007
6,791
406
126
I don't want to have to quote the above quoted post (Tombstone's) again, so let me just say:

My word, are you one dense individual. Have you ever considered actually taking this factual information that seems to make you feel so intelligent, and actually processing it through that brain of yours? You would realize how your points are...pointless.

I could write a page of text absolutely destroying you, based just on your first sentence. Let me at least quote that:



Oh noes, poor people get hurt and don't pay the bill! Oh god, it's driving my healthcare costs THROUGH THE ROOF! How can we fix this?!

I KNOW! Force the poor to be insured! Then the healthcare companies pay for the cost of their care, not me! (o_O)

Oh, what's that? They can't afford the insurance? Never you mind, we'll just have the government pay for that! The government prints money! It's free! FRRREEEEEEE, I TELL YOU! (o_O)

Oh, and the point I know you DEFINITELY wouldn't make: you know, the bit about how all the insurance rates for healthy young people go up. The bit that is totally transparent, and shouldn't even require any logic to process into knowledge that forcing those damned freeloading poor people to have their own insurance ('cause they're costing me money!) and then making making it free/almost free...COSTS YOU MONEY.

Jesus. Christ.

You've obviously remained oblivious to the dozens of universal single payer systems.
 

Adrenaline

Diamond Member
Jun 12, 2005
5,320
8
81
For those of you who willfully forego insurance and are not wealthy, please die before going to the hospital for treatments you don't have the ability to pay for.

Thanks,
An insured person

The cost of your insurance already accounts for people that did not pay when going to the hospital.

My company supposedly pays 80% of my coverage. If my cost is $200 a paycheck for my family and me then my company is paying $800 a paycheck. With about 250 people insured, the insurance company is getting $200,000 a payday from my company outside of what the workers pay. There are 26 paydays in a year, so $5.2 million extra. This is from one location.

I just remember them saying the ACA is not a tax... Sure looks that way since it is the way the government collects money.
 

lupi

Lifer
Apr 8, 2001
32,539
260
126
ACA is a tax, in the SC decision they ruled that's why it was allowed to stand.

Back to the OP, at least you have next year to look forward to when you have then spent the required 10% for the entire year and can then dedecut around $0.01 from your taxes.
 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
Interesting that the resident communists obama fan boys are not trying to debunk the OP and call him a filthy liar.
 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
Through the IRS? On your tax forms?

getting money extorted from you for not doing something and in this case breaking a law, is a fine period.

i dont care what frosting you put on that cake so you can swallow it better, its still a shit cake.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
getting money extorted from you for not doing something and in this case breaking a law, is a fine period.

i dont care what frosting you put on that cake so you can swallow it better, its still a shit cake.

Yea but a speeding ticket isn't based on your income.

For most people, the 1%, 2%, 3% etc. of income is the larger penalty. Its actually kind of absurd that they have a special minimum penalty in there for poor people whom democrats claim to help.

If you pay 25% federal taxes, and don't get health insurance in 2017 your taxes go up to 28% of income.

Seems like an increase in income taxes to me if you opt out of obamacare. Its a fee tacked straight onto your gross income.
 

highland145

Lifer
Oct 12, 2009
43,867
6,234
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they collect fines too
True but the IRS can not collect the fine unless you agree to pay or are getting a refund that they sill snatch it from.

Getting a subsidy that you weren't entitled to will be collected just like back taxes. Any way they can.
 

OverVolt

Lifer
Aug 31, 2002
14,278
89
91
True but the IRS can not collect the fine unless you agree to pay or are getting a refund that they sill snatch it from.

Getting a subsidy that you weren't entitled to will be collected just like back taxes. Any way they can.

Well I guess some people are going to find out what was in the other 8,000 pages the hard way LOL.

Asking someone at the poverty line to be honest when it comes to claiming a subsidy? Hah.