Which Credit Card Should I Apply For?!

[Kenji4861]

So far, this is what I know...

Visa - Accepted almost anywhere, but not much to offer

American Express - Gives you 2% back at the end, but not many places accept it.

What about other cards? Thanks!

 

[Ryan]

Hmm, i just got my first credit card too. It's a secured visa from my credit union - and I have a $500 limit (set by me). I can't wait to get it

 

[AbsolutZero]

Fleet has a cash rebate VISA. 2% cash back ($500 rebate limit) with no annual fee. You can xfer from your checking acct online, but no autopay full balance like my Chase VISA.

 

[FlashG]

Kenji,

Whatever you choose take rbloedow's suggestion and set a low limit. Pay it off each month and don't go wild with you're new buying power. Take it from me, it's better to wait until you can afford to pay it off than to be in continuous debt.

 

[zCypher]

Listen to FlashG.

I have my first $500 Visa right now also. Still paying it off little by little...

 

[stev0]

do you fly much?

if yes, get a Worldperks Visa card, you get frequent flyer miles for every dollar spent.

stev0 <- going to amsterdamn in a month for free

... stev0 <- spends too much on computers

 

[43st]

Originally posted by: rbloedow
Hmm, i just got my first credit card too. It's a secured visa from my credit union - and I have a $500 limit (set by me). I can't wait to get it

You sir are very wise. Credit Union + low limit, I wish I had that ability when I was 16.

 

[Ryan]

Originally posted by: Thera

Originally posted by: rbloedow Hmm, i just got my first credit card too. It's a secured visa from my credit union - and I have a $500 limit (set by me). I can't wait to get it

You sir are very wise. Credit Union + low limit, I wish I had that ability when I was 16.

No, that's too early to get into debt I'm getting my first one and I'm 18.