For well under $400, I got the Abit AK31a and AMD XP 1800+. I also got 2 x 512 Meg Kingston memory (which raises the price well over $400). Like you, I want stability. I have not done any overclocking. The system has been perfectly stable since I first booted up a week ago. I was going to get the Abit KR7A-RAID, but learned that hardware RAID would likely conflict with my SCSI controller. I will do W2K software RAID instead.